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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

Oct 22, 2025

4 min

Is a Home Equity Loan a Good Idea for Seniors? A Comprehensive Guide

According to the National Council on Aging, over 80% of seniors own their homes, often representing their most significant financial asset. This asset can provide a valuable source of funds, but the question remains: is a home equity loan a good idea for seniors?

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Oct 20, 2025

2 min

Can you get a loan if you are over 80? Navigating borrowing options for seniors

According to a 2023 Federal Reserve Bank of Philadelphia report, mortgage application rejection rates rise steadily with age, yet federal law prohibits discrimination based on age. So, can you get a loan if you are over 80? Yes, legally, age cannot be the sole reason for denial; however, lenders assess financial capacity, which can be affected by retirement.

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