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Should I buy long-term care insurance in my 30s? A Guide for Young Professionals

According to the U.S. Administration for Community Living, approximately 41% of working-age adults under 65 may require long-term care. While most people begin considering this type of coverage much later, this statistic begs the question: **should I buy long-term care insurance in my 30s**? The answer involves weighing the low premiums of youth against the long-term cost and opportunity cost of paying for a policy you may not need for decades.