4 min
Your 3-Month Countdown: What to Do 3 Months Before Turning 65?
According to the Centers for Medicare & Medicaid Services (CMS), the Initial Enrollment Period for Medicare begins three months before an individual turns 65. Understanding **what to do 3 months before turning 65?** is crucial for a smooth transition to your new healthcare coverage, avoiding late-enrollment penalties, and ensuring you have the right plan for your needs. This 90-day window is a critical time for research, decision-making, and taking action.
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Healthy Aging