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At what age should you buy a long-term care policy? Finding your sweet spot

According to the American Council of Life Insurers, nearly 70% of people turning 65 today will require some form of long-term care later in life. With this high probability, a crucial question for many middle-aged adults is: At what age should you buy a long-term care policy? Timing is everything, as purchasing at the right age can save you thousands of dollars and ensure you qualify for coverage.