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What does attained-age rating mean? A guide for seniors and caregivers

For seniors navigating the complex world of insurance, understanding rating methods is crucial; according to the California Department of Insurance, an attained-age rating is a pricing method for insurance policies, such as Medigap and long-term care, that bases premiums on your current age, causing costs to increase over time. This guide explains what attained-age rating means and its important implications for healthy aging and senior care planning.