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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

6 min

At What Age Do You Not Qualify for a Mortgage? Understanding Age Limits and Lending Practices

Contrary to a common misconception, there is no strict upper age limit at which you are legally prohibited from obtaining a mortgage in the United States. Federal laws, such as the Equal Credit Opportunity Act (ECOA), prohibit discrimination based on age in lending decisions. This means that a lender cannot automatically deny your application simply because of your age when you ask, "At what age do you not qualify for a mortgage?".

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4 min

At What Age Is It Harder to Get a Mortgage? Understanding Age-Related Factors

While age itself isn't a direct barrier to obtaining a mortgage, statistics show that the average age of first-time homebuyers has been steadily increasing. Understanding at what age is it harder to get a mortgage involves looking beyond a simple number and considering the practical impacts of age on lending criteria, particularly income stability and loan term preferences.

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