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Do I need life insurance at 40? A comprehensive guide for your peak years

According to a 2024 survey by LIMRA and Life Happens, a significant percentage of adults feel they need more life insurance, especially those with dependents. The question, 'Do I need life insurance at 40?', is a critical one as many people enter their peak earning and responsibility years, juggling mortgages, child-rearing, and retirement savings all at once.