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Can I access my local government pension at 55? Guide to LGPS Early Retirement

Currently, members of the Local Government Pension Scheme (LGPS) with at least two years of membership can choose to take their pension voluntarily from age 55 onwards. However, this option typically comes with significant reductions to your annual pension, as it will be paid out for a longer period. It's crucial to understand these rules, especially with the minimum retirement age set to rise in 2028.