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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

6 min

At what age do you need long-term care insurance? Making the right financial decision

According to the U.S. Department of Health and Human Services, a person turning 65 today has nearly a 70% chance of needing some form of long-term care services and support. This guide answers the critical question: at what age do you need long-term care insurance? We'll explore the financial and health-related factors to help you make a wise decision for your future.

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6 min

What are the odds of being in a nursing home?

While only about 5% of older adults are in a nursing home at any given time, the lifetime probability of needing long-term care services is significantly higher. Understanding the real statistics behind the question, 'what are the odds of being in a nursing home?' is a critical first step for future planning, not cause for alarm.

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2 min

How much does long-term care typically cost?

According to a 2024 survey, the annual national median cost for a private nursing home room is $127,750. Navigating the financial landscape of long-term care is crucial for families, and understanding how much does long-term care typically cost requires examining various care settings and their associated expenses.

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4 min

What is the biggest challenge in elderly care? Confronting the crisis of cost and capacity

With the US elderly population projected to grow to over 78 million by 2040, the question of what is the biggest challenge in elderly care looms larger than ever before. Experts agree that the issue is not a single problem but a complex crisis of escalating costs and limited capacity, leaving many families in a precarious position as they seek reliable support for their loved ones.

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4 min

Where is most long-term care delivered? A comprehensive guide

According to studies, most long-term care services are provided in the individual's home, often by unpaid family members and friends. This fact reshapes common perceptions about care options, making it crucial to understand exactly where is most long-term care delivered.

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5 min

Is Family Responsible for Nursing Home Bills? Your Legal & Financial Guide

While federal law generally prohibits nursing homes from making family members personally liable for a resident's debt, many facilities still attempt to pursue payment illegally. Understanding if your family is responsible for nursing home bills is critical to protecting your financial future.

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