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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

Can retired federal employees get long-term care insurance?

According to the U.S. Department of Health and Human Services, about 70% of people over age 65 will need some form of long-term care services and support during their lives. Many retired federal employees ask, “Can retired federal employees get long-term care insurance?” and the answer is yes, with the Federal Long-Term Care Insurance Program (FLTCIP) being a primary option.

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4 min

What Happened to Long-Term Care Insurance?

Over the last two decades, the traditional long-term care (LTC) insurance market has undergone a dramatic shift, with many insurers exiting the market. This has left many wondering **what happened to long-term care insurance?** The answer lies in a mix of financial miscalculations and an aging population.

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5 min

Should I buy long-term care insurance in my 50s? A complete guide

According to the U.S. Department of Health and Human Services, someone turning 65 has a nearly 70% chance of needing long-term care services at some point. If you are in your 50s and planning for retirement, you may be asking, “should I buy long-term care insurance in my 50s?” The answer depends on a careful evaluation of factors such as your health, finances, and long-term goals.

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4 min

What is the primary purpose of LTC (Long-Term Care)?

According to LongTermCare.gov, most people turning 65 today will need some form of long-term care services during their lifetime. So, **what is the primary purpose of LTC**? It is to provide a wide range of medical and non-medical services to individuals with chronic illnesses, disabilities, or cognitive impairments who need ongoing assistance with daily living.

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4 min

Which of the following best describes long-term care? A complete guide

According to the Administration for Community Living, approximately 70% of people turning 65 will eventually need some form of long-term care. To accurately answer the question, "Which of the following best describes long-term care?", one must understand its broad scope beyond just nursing homes.

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