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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

How long does a pension last? A complete guide for seniors

According to the Pension Benefit Guaranty Corporation (PBGC), a government agency that protects defined-benefit plans, traditional pensions are typically paid for the rest of a retiree’s life. Answering the question, **how long does a pension last?**, depends heavily on your specific plan type, payout choices, and available protections. Understanding these factors is crucial for securing your long-term financial health in retirement.

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4 min

Are Social Security benefits retroactive after age 70?

Did you know delaying Social Security benefits past your full retirement age can significantly increase your monthly payment until you reach age 70? A common question retirees ask is, **are Social Security benefits retroactive after age 70**? The simple answer is no, but the rules are nuanced, with a critical deadline that can impact your financial future.

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6 min

Which pension scheme is best for senior citizens? A personalized guide

According to a 2025 Bankrate survey, over 50% of retirees face uncertainty about their retirement income streams, highlighting the complexity of financial planning in later life. The question of which pension scheme is best for senior citizens doesn't have a single answer; it's a personalized choice based on your unique financial situation, health, and goals.

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5 min

What is a death benefit for pensions? A comprehensive guide for beneficiaries

According to the IRS, federal law, specifically ERISA, provides significant protection for surviving spouses of deceased pension plan participants, ensuring they receive earned benefits. So, what is a death benefit for pensions? It is a payout to a designated beneficiary upon the participant's death, designed to offer crucial financial security to loved ones.

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5 min

What Percentage of My Pension is Taxed? Your Retirement Tax Breakdown

According to the IRS, most pension income from pre-tax contributions is taxed as ordinary income, but the specific rate depends heavily on your overall income and filing status. Knowing **what percentage of your pension is taxed** is not about a single number, but about understanding the complex factors that influence your final tax liability in retirement.

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