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How is FERS Split in Divorce? A Comprehensive Guide

According to the Office of Personnel Management (OPM), a Court Order Acceptable for Processing (COAP) is required to divide a Federal Employees Retirement System (FERS) annuity during a divorce. So, how is FERS split in divorce? The process involves dividing the marital share of the FERS annuity, the Thrift Savings Plan (TSP), and addressing former spouse survivor benefits through specific, federally-compliant court orders.