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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

What is the maximum you can receive from CPP and OAS?

For January 2025, the maximum monthly Canada Pension Plan (CPP) benefit is \$1,433.00 for a retiree aged 65, while the maximum Old Age Security (OAS) pension is up to \$734.95 for ages 65-74 and \$808.45 for ages 75+. This guide explains how to calculate your personal entitlement and maximize these vital retirement benefits.

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4 min

What month do Social Security benefits begin at age 70? Your claiming guide

For those born on the first of the month, Social Security benefits can technically begin the month before their 70th birthday. However, for most people, **what month do Social Security benefits begin at age 70** is determined by your birth month and the Social Security Administration's (SSA) standard payment process, where benefits are paid the month after they are due. This means if you turn 70 in July, you'll receive your first payment in August.

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4 min

How far in advance of my 70th birthday should I apply for Social Security?

By delaying your Social Security retirement benefits until age 70, you can increase your monthly payment by up to 8% for each year past your full retirement age. This strategic decision requires careful timing, and understanding **how far in advance of my 70th birthday should I apply for Social Security** is crucial for a smooth transition.

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4 min

What increases your Social Security benefits?

According to the Social Security Administration, your benefit is calculated based on your 35 highest-earning years. Understanding how this formula works is the first step in knowing what increases your Social Security benefits, allowing you to make strategic decisions that can significantly boost your monthly income during retirement.

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