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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

What is the 5-year rule for Medicare?

Over 68 million Americans are enrolled in Medicare, but not everyone is aware of the specific regulations governing eligibility and equipment replacement. A common point of confusion for many is **what is the 5-year rule for Medicare?** This term actually refers to two distinct regulations: one for permanent resident eligibility and another for replacing durable medical equipment (DME).

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7 min

Is senior care Medicare? Understanding what is and isn't covered

According to the National Council on Aging, many seniors mistakenly believe Medicare fully covers their long-term care needs. This widespread misconception often leads to unexpected financial challenges for families navigating care options. Understanding the limitations of Medicare and what exactly **is senior care Medicare** is crucial for proper financial planning and making informed decisions.

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4 min

Which payer provides the most financial support for nursing homes?

According to a May 2025 report from KFF, Medicaid is the primary payer for over 60% of nursing facility residents in the United States. This makes Medicaid unequivocally the largest financial supporter of nursing homes and long-term care services across the country. The system is complex, however, involving a mix of government programs, private insurance, and out-of-pocket spending, all of which contribute to the funding landscape.

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