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What is the difference between OA and SA account? A guide for a secure retirement.

Millions of people worldwide rely on state-sponsored savings schemes to fund their golden years, but understanding the nuances of these plans is critical for maximizing benefits. When it comes to the Central Provident Fund (CPF), a key question is: **What is the difference between OA and SA account?** This guide will clarify the distinct roles of the Ordinary and Special accounts, crucial for strategic retirement planning.