What is the maximum income to qualify for OAS in Canada?
For 2025, the maximum income an individual aged 65–74 can earn before their Old Age Security (OAS) is completely clawed back is $151,668. This maximum income to qualify for OAS in Canada is not a strict cutoff for receiving benefits, but a threshold where the pension is reduced for higher-income seniors. The clawback, or recovery tax, is calculated based on your net income.