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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

What is the maximum you can receive from CPP and OAS?

For January 2025, the maximum monthly Canada Pension Plan (CPP) benefit is \$1,433.00 for a retiree aged 65, while the maximum Old Age Security (OAS) pension is up to \$734.95 for ages 65-74 and \$808.45 for ages 75+. This guide explains how to calculate your personal entitlement and maximize these vital retirement benefits.

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4 min

Understanding How much do seniors get a month in Canada?

According to Statistics Canada, the average retirement income for Canadian seniors varies significantly based on their financial situation, with many relying on government benefits. Understanding how much do seniors get a month in Canada requires looking at multiple income sources, including Old Age Security (OAS), Canada Pension Plan (CPP), and other supplements.

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3 min

What is the maximum income to qualify for OAS in Canada?

For 2025, the maximum income an individual aged 65–74 can earn before their Old Age Security (OAS) is completely clawed back is $151,668. This maximum income to qualify for OAS in Canada is not a strict cutoff for receiving benefits, but a threshold where the pension is reduced for higher-income seniors. The clawback, or recovery tax, is calculated based on your net income.

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2 min

Can OAS clawback be avoided?

For high-income Canadian retirees, the Old Age Security (OAS) recovery tax—commonly known as the 'clawback'—can significantly reduce this valuable benefit. This income-tested mechanism means that as your income surpasses a certain threshold, your pension benefits are gradually reduced. But can OAS clawback be avoided? The answer lies in careful, strategic financial planning.

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4 min

What's the average retirement age in Canada? A comprehensive guide

According to recent data from Statistics Canada, the average Canadian is retiring around age 65, marking a notable increase over the last two decades. This upward trend indicates that the retirement age is not a fixed number for everyone but is shaped by a complex mix of personal, financial, and professional circumstances. When considering **what's the average retirement age in Canada?**, it's crucial to look beyond a single figure and understand the various factors at play.

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4 min

Who is eligible for senior bonus?

As of 2025, new legislation and programs, particularly in the United States and Canada, are creating additional financial opportunities for older adults. Understanding who is eligible for senior bonus payments or deductions is critical for maximizing your financial well-being during retirement. This guide explains how to determine your eligibility and what steps to take next.

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4 min

How much is Canada Pro per month for seniors? Understanding real federal benefits

While the term "Canada Pro" is a common misconception, nearly all Canadian seniors receive monthly payments from the federal government. For clarity and accuracy, it's essential to understand the real benefits, and this article will detail exactly **how much is Canada Pro per month for seniors**—by exploring the correct programs: the Canada Pension Plan (CPP) and Old Age Security (OAS).

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4 min

What benefits do you get when you turn 65 in Canada?

As the Canadian population ages, with millions of baby boomers reaching retirement, understanding the support available is crucial. When you turn 65 in Canada, you become eligible for several federal and provincial programs designed to provide financial security and access to essential services.

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