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Do Canadians have to pay for nursing homes? Understanding the costs of long-term care

According to a 2023 working paper, residents cover approximately 21.6% of nursing home costs in Canada, while government funding covers the remainder. The answer to "Do Canadians have to pay for nursing homes?" is yes, but the costs are shared between the government and the resident, with the precise amount varying significantly by province and individual financial circumstances. This differs from hospital and physician care, which are fully covered by provincial health insurance.