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How much is a senior citizen pension in the USA?

As of August 2025, the average monthly Social Security payment for a retired worker is approximately $2,008.31, but this amount varies significantly based on individual factors. Understanding how much is a senior citizen pension in the USA is complex because 'pension' can refer to Social Security, private employer-sponsored plans, or government pensions for public employees, all with different payout structures. This guide will help clarify the distinctions and explain how your benefits are calculated.