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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

Why do most people take Social Security at 62?

According to a 2022 survey, nearly 30% of eligible retirees claim Social Security benefits at the earliest possible age of 62. There are numerous reasons why most people take Social Security at 62, often driven by immediate financial needs, health issues, or simply the desire to retire as soon as they can, even with the knowledge that doing so results in a permanently reduced monthly payout.

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4 min

What percentage of benefits do you get if you retire at 62?

For those with a full retirement age (FRA) of 67, taking Social Security benefits at the earliest possible age of 62 can result in a permanent reduction of up to 30%. This guide explores exactly what percentage of benefits you get if you retire at 62 and the long-term financial implications of an early claim.

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4 min

What do you get from the government when you turn 62? A Guide to Early Social Security Benefits

According to the Social Security Administration, 1 in 3 65-year-olds today will live until at least age 90, making the decision of when to start receiving benefits critical for long-term financial security. When you turn 62, you become eligible for Social Security retirement benefits, but choosing to claim them at this earliest possible age comes with a significant and permanent reduction in your monthly payments. Understanding the trade-offs is crucial for making the right choice for your retirement plan.

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