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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

How far in advance of my 70th birthday should I apply for Social Security?

By delaying your Social Security retirement benefits until age 70, you can increase your monthly payment by up to 8% for each year past your full retirement age. This strategic decision requires careful timing, and understanding **how far in advance of my 70th birthday should I apply for Social Security** is crucial for a smooth transition.

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5 min

Is it worth waiting until 70 to collect social security?

For those born in 1960 or later, delaying Social Security past full retirement age (67) offers a guaranteed 8% annual increase in benefits, but claiming earlier provides income sooner. For many, deciding **is it worth waiting until 70 to collect social security** is a critical financial decision with lifelong implications.

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3 min

Is it worth waiting until 70 to retire? A Comprehensive Guide

According to the Social Security Administration, each year you delay your benefits past your full retirement age until 70 increases your monthly payment by 8%. This substantial financial incentive leads many to ask: is it worth waiting until 70 to retire, or are there other factors that should outweigh this potential gain? This article explores the nuances of this critical life decision.

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