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What mortgages are available for over 60s?

Over 55s make up the largest proportion of homeowners in the UK, but securing a mortgage in later life can be a different ballgame. While lenders cannot legally discriminate based on age, they do scrutinize a borrower's income and ability to repay, which changes after retirement. Understanding **what mortgages are available for over 60s** is the critical first step toward securing your home's financial future.