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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Understanding What Documents are Required for CPF Withdrawal?

According to the CPF Board, while many applications can be made online, certain situations require specific physical documents to be submitted, especially for overseas withdrawals. Knowing exactly **what documents are required for CPF withdrawal** is crucial to ensure a smooth, timely process.

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3 min

What is the RMD factor for age 73 and how is it calculated?

According to the IRS, for a retirement account holder who turns 73 in the current year, the life expectancy factor is 26.5. This factor is critical for answering the question, "What is the RMD factor for age 73?", and is used to determine the minimum amount you must withdraw from your tax-deferred retirement accounts annually, such as a traditional IRA or 401(k).

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5 min

What Happens When You Turn 59? Your Retirement and Health Roadmap

By age 50, you can begin making catch-up contributions to your retirement accounts, accelerating your savings in the final years of your career. However, a major financial turning point occurs just before your 60th birthday, raising the question: what happens when you turn 59? At age 59½, you gain new flexibility with your retirement funds and should solidify your long-term financial and health strategies.

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5 min

What is the formula for calculating my RMD?

As of 2023, the age to begin taking Required Minimum Distributions (RMDs) from retirement accounts increased to 73 under the SECURE 2.0 Act. If you are wondering, “**What is the formula for calculating my RMD?**” the process generally involves dividing your prior year-end account balance by a life expectancy factor provided by the IRS.

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