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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

What are the biggest risks of retiring at 55?

While the idea of retiring early is tempting, nearly 45% of Americans who leave the workforce at 65 are likely to run out of money. For those considering **what are the biggest risks of retiring at 55**, the financial and emotional challenges are even greater, requiring meticulous planning and a deep understanding of potential pitfalls.

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5 min

Is it worth retiring at 55? A Comprehensive Guide to Early Retirement

According to a 2024 survey by MassMutual, the average retirement age in the U.S. is 62, making a decision to retire at 55 a significant financial and lifestyle choice that requires careful planning. Weighing the dream of freedom against the financial realities is the first step in determining whether it is worth retiring at 55.

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4 min

What is the age 55 retirement rule? A comprehensive guide to early 401(k) withdrawals

The IRS typically imposes a 10% penalty on withdrawals from employer retirement plans before age 59½, yet a key provision offers an exception. The **age 55 retirement rule** allows certain workers to access their 401(k) funds early without penalty, providing a valuable option for those facing early retirement or needing cash flow.

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5 min

Is retiring at 55 a good idea? A complete guide

According to a 2025 report by SmartAsset, retiring at 55 means planning for 30 to 40 or even more years of living expenses, requiring a significantly larger nest egg than a conventional retirement. This critical fact highlights why anyone asking, "Is retiring at 55 a good idea?", must meticulously plan their finances, healthcare, and lifestyle for this extended period.

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