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What is the new retirement plan for 2025? Understanding SECURE 2.0 Act Changes

According to a 2025 Vanguard report, only about 16% of eligible workers take advantage of catch-up contributions. As you ask, "What is the new retirement plan for 2025?", it's essential to recognize that it's not a single program but a series of major changes from the SECURE 2.0 Act designed to boost retirement security.