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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

Oct 21, 2025

2 min

Can OAS clawback be avoided?

For high-income Canadian retirees, the Old Age Security (OAS) recovery tax—commonly known as the 'clawback'—can significantly reduce this valuable benefit. This income-tested mechanism means that as your income surpasses a certain threshold, your pension benefits are gradually reduced. But can OAS clawback be avoided? The answer lies in careful, strategic financial planning.

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Oct 17, 2025

4 min

How much do you need to retire in Canada if you have a pension?

According to a 2025 BMO Retirement Survey, Canadians believe they need about $1.54 million to retire comfortably. When you have a pension, your personal savings goal is much lower, but the ultimate amount you need to retire in Canada if you have a pension depends on many personal factors, not a single magic number.

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Oct 17, 2025

4 min

How much does a Canadian need to retire at 65? Your guide to a comfortable retirement

According to a 2025 BMO survey, Canadians now believe they need about $1.54 million to retire comfortably. The precise amount is unique to each individual based on lifestyle, financial goals, and location, so understanding **how much does a Canadian need to retire at 65?** requires careful planning.

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