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Is it Too Late to Start Investing at 65? Strategies for Late-Stage Savers

According to the Social Security Administration, the average life expectancy for a 65-year-old in the U.S. is another 18.2 years for men and 20.8 years for women. This extended lifespan means that even at 65, there's a significant window to benefit from investing. So, is it too late to start investing at 65? The answer is a resounding no, but the approach differs from that of a younger investor.