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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

6 min

At What Age Do You Not Qualify for a Mortgage? Understanding Age Limits and Lending Practices

Contrary to a common misconception, there is no strict upper age limit at which you are legally prohibited from obtaining a mortgage in the United States. Federal laws, such as the Equal Credit Opportunity Act (ECOA), prohibit discrimination based on age in lending decisions. This means that a lender cannot automatically deny your application simply because of your age when you ask, "At what age do you not qualify for a mortgage?".

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4 min

How Do Seniors Get a Mortgage? Navigating Lending Options in Retirement

According to the National Council on Aging, over 80% of adults aged 65 and older own their homes, but many still wonder: how do seniors get a mortgage? While the process has unique considerations for retirees, various lending options exist to help seniors achieve their homeownership goals, whether buying a new home or accessing equity.

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5 min

Is it wise to buy a house at 70 years old? A comprehensive guide for seniors

According to the Equal Credit Opportunity Act, lenders cannot discriminate based on age when evaluating a mortgage application. However, getting a home loan in your 70s depends on your financial picture and long-term goals, making the question **is it wise to buy a house at 70 years old?** a complex one.

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