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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

How do I calculate my 59 1/2 birthday?

Did you know that mistiming a retirement withdrawal by a single day could trigger a 10% tax penalty? Understanding exactly **how do I calculate my 59 1/2 birthday** is crucial for accessing your retirement funds without incurring unnecessary fees and protecting your savings.

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5 min

How does IRS calculate age 59 1/2? The definitive guide to retirement withdrawals

The IRS imposes a 10% early withdrawal penalty on most distributions from retirement plans taken before age 59 1/2. Understanding precisely when you reach this crucial age milestone is essential for penalty-free access to your funds. The calculation method is straightforward and calendar-based, not based on counting individual days.

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