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How to get around the 5 year lookback period for Medicaid

Medicaid, in most states, uses a 60-month “lookback” period to review financial transactions and prevent people from improperly transferring assets to qualify for long-term care benefits. Fortunately, it is possible to navigate and legitimately address the 5-year lookback period through careful planning and specific legal strategies. For most individuals, the key is to plan early and use legal tools to protect assets long before a Medicaid application is ever needed.