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According to a 2025 study, a growing number of Americans are choosing to remain in the workforce past their traditional retirement age. For those nearing this milestone, understanding exactly what happens if I work after 65 is crucial for informed decision-making.
For 2025, if you turn 65 and also reach your Full Retirement Age (FRA) within the year, a specific earnings limit applies to the months beforehand. This guide will detail exactly **how much can you earn when you turn 65?** and how the Social Security Administration's rules affect your benefits.
According to the U.S. Bureau of Labor Statistics, the labor force participation rate for those aged 65 and older is projected to increase, indicating a growing trend of working past traditional retirement age. For many, the question is: **Is it worth it to work after 65**? This decision involves carefully weighing financial, personal, and health-related factors.
