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How many years do you need to work in the US to get pension? (40 Credits Explained)

According to the Social Security Administration (SSA), most Americans need to earn a minimum of 40 Social Security credits, which equates to about 10 years of work, to qualify for retirement benefits. Understanding **how many years do you need to work in the US to get pension** is the first step toward securing your financial future in retirement, but eligibility for benefits is based on the credits you earn, not just the years you work.