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Can people under 55 live in a 55+ community? Understanding the exceptions

According to the federal Housing for Older Persons Act (HOPA) of 1995, at least 80% of occupied homes in a 55+ community must have one resident aged 55 or older. This means the answer to "Can people under 55 live in a 55+ community?" is often yes, but with key conditions and exceptions that depend on the specific community’s policies.