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What is it called when someone takes advantage of an elderly person?

4 min read

According to the National Council on Aging, financial abuse costs seniors more than $28 billion annually. This serious crime, and other forms of mistreatment, is an act of elder abuse, and knowing what is it called when someone takes advantage of an elderly person is the first step toward prevention and protection.

Quick Summary

Taking advantage of an elderly person is broadly referred to as elder abuse, which encompasses financial exploitation, physical abuse, emotional mistreatment, and neglect. This grave offense often involves a caregiver, family member, or trusted individual misusing the senior's resources or causing them harm through deception, intimidation, or coercion.

Key Points

  • Elder Abuse: The umbrella term for taking advantage of an elderly person, covering financial, emotional, physical, and sexual mistreatment, as well as neglect.

  • Financial Exploitation: A common form of abuse where a trusted individual misuses or steals a senior's money, property, or assets through manipulation or coercion.

  • Vulnerability Factors: Seniors are often at higher risk due to social isolation, dependency on others, and potential cognitive impairment.

  • Reporting Is Key: Suspected abuse should be reported to Adult Protective Services (APS) or law enforcement immediately; proof is not required.

  • Preventative Measures: Staying connected with seniors, vetting caregivers, and being aware of their finances are crucial steps in preventing exploitation.

  • Legal Recourse: Victims and their families can pursue legal action, including civil lawsuits, to recover damages and hold abusers accountable.

In This Article

Understanding the umbrella term: Elder Abuse

Elder abuse is the all-encompassing term used to describe any knowing, intentional, or negligent act that causes harm or a serious risk of harm to a vulnerable older adult. This can be carried out by a caregiver, a family member, or a stranger. The various forms of elder abuse include not only financial exploitation but also physical, emotional, and sexual abuse, as well as neglect and abandonment. Recognition of these different forms is critical for ensuring the safety and well-being of seniors.

Types of Exploitation and Mistreatment

While 'taking advantage' can cover many different actions, legal and social definitions break down elder abuse into distinct categories to better address the specific nature of the crime.

Financial Exploitation

This is one of the most prevalent forms of taking advantage of an elderly person. Financial exploitation is the illegal, unauthorized, or improper use of an older person's funds, property, or assets for the benefit of someone other than the senior. It can manifest in many ways, from outright theft to more complex forms of manipulation.

Common examples include:

  • Theft: Stealing cash, jewelry, or other valuables.
  • Forged documents: Forging a senior's signature on checks, property titles, or legal documents.
  • Coercion and deception: Pressuring an elder into changing their will, power of attorney, or other financial arrangements.
  • Misuse of assets: Using the senior's money for personal expenses instead of their care.

Psychological and Emotional Abuse

This form of abuse involves inflicting mental pain, anguish, or distress through verbal or non-verbal acts. The harm is not physical but can have devastating psychological consequences.

Signs of emotional abuse include:

  • Intimidation, threats, and humiliation.
  • Isolation from family and friends.
  • Yelling, insulting, and name-calling.
  • Ignoring the senior or treating them like a child.

Neglect and Abandonment

Neglect is the refusal or failure by a caregiver to provide food, shelter, health care, or protection for a vulnerable elder. Abandonment is the desertion of a vulnerable elder by someone who has assumed responsibility for their care. These are also forms of taking advantage, as the caregiver is failing in their duty of care.

Physical and Sexual Abuse

Physical abuse is the use of force that results in bodily injury, physical pain, or impairment. Sexual abuse is any non-consensual sexual contact with an elderly person. These are often the most visible forms of abuse and should be reported immediately if suspected.

Identifying the Risk Factors

Several factors can increase an older adult's vulnerability to exploitation and abuse. Understanding these risks can help in prevention and early detection.

  • Dependence: Older adults who are dependent on others for physical or financial assistance are at a higher risk.
  • Social Isolation: Seniors who are isolated from their community, family, and friends are more vulnerable.
  • Cognitive Decline: Individuals with cognitive impairment, such as dementia or Alzheimer's, may not recognize or be able to report exploitation.
  • Caregiver Burden: Caregivers who are under significant stress, or who have substance abuse or mental health issues, may be more prone to becoming perpetrators.

Recognizing the Warning Signs

Recognizing the signs of elder abuse can be challenging, as victims may be too ashamed or afraid to report it. Here is a table comparing signs of different types of abuse to help differentiate them.

Sign Category Financial Exploitation Emotional Abuse Neglect Physical Abuse
Behavioral Sudden, uncharacteristic spending or withdrawal of large sums of money. Withdrawal, agitation, or extreme mood swings, especially around the abuser. Unattended medical needs, poor hygiene, dehydration, or malnutrition. Fear or anxiety, especially around a specific person.
Relational New "best friends" who are unhealthily close to the elder. Strained relationships with family, friends, or caregivers. Desertion of the senior by a caregiver. The caregiver's refusal to leave the elder alone with visitors.
Material Disappearance of money, valuables, or checks. Loss of interest in hobbies or activities. Unsanitary living conditions, lack of food, or improper clothing. Unexplained bruises, cuts, welts, or rope marks.
Circumstantial Unexpected changes to a will or financial documents. Anxious or fearful behavior when the abuser is present. Unpaid bills despite having sufficient funds. Broken personal belongings, such as glasses or furniture.

How to Report Elder Abuse

If you suspect that an elderly person is being taken advantage of, it is crucial to report it to the appropriate authorities. You do not need proof to file a report; professionals are responsible for investigating.

  1. Call the National Elder Fraud Hotline: If financial exploitation is suspected, you can call the hotline at 1-833-FRAUD-11 (1-833-372-8311) for assistance.
  2. Contact Adult Protective Services (APS): Each state has an APS agency that investigates reports of abuse, neglect, and exploitation of older adults. You can find your local agency through the Eldercare Locator helpline.
  3. Call 911: If the senior is in immediate danger, call 911 immediately.
  4. Long-Term Care Ombudsman: For abuse or neglect in a nursing home or other long-term care facility, contact the Long-Term Care Ombudsman program in your state.

Legal Protections and Resources

There are several federal laws and initiatives aimed at combating elder abuse. The Elder Justice Act is the first comprehensive federal legislation to address the issue of elder abuse, neglect, and exploitation. In addition, all 50 states have specific laws to protect elders, and victims can pursue both civil lawsuits and criminal prosecution against abusers.

It is important for family members and caregivers to be aware of the resources available to help prevent abuse and to provide support. Many local and national organizations offer counseling, support groups, and respite care for caregivers to help alleviate stress and reduce the risk of abuse. Staying informed and engaged in the life of an elderly loved one is one of the best preventative measures. A good resource for understanding federal protections is the website for the Administration for Community Living, which details the Elder Justice Act and other initiatives.

Frequently Asked Questions

Financial exploitation is the illegal or unauthorized use of an elderly person's money, property, or assets for someone else's benefit. This can include stealing cash, forging signatures, or coercing a senior into making financial decisions against their best interests.

Unfortunately, perpetrators are often family members, caregivers, or other trusted individuals. Scammers who are strangers can also commit financial fraud through tactics like sweepstakes or grandparent scams.

Signs include the elder becoming withdrawn, agitated, or showing unusual behaviors like rocking. They might appear fearful around a specific person or show strained relationships with family and friends.

If you suspect abuse, contact your local Adult Protective Services (APS) agency. For immediate danger, call 911. The Eldercare Locator can also help you find resources in your area.

First, document any suspicious activity. Then, report your concerns to APS, as they can investigate and intervene. A family member can also consult with an elder law attorney to understand legal options.

Yes, while federal laws like the Elder Justice Act provide oversight, the specific laws and definitions of elder abuse can vary from state to state. All states have protective services statutes.

Preventative measures include staying in regular contact, being vigilant about their finances, vetting caregivers thoroughly, and ensuring legal documents like powers of attorney are trustworthy. Encourage the senior to stay socially active to reduce isolation.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.