Australia's Aged Care System: An Overview
Australia's aged care system is designed to provide support for older people based on their individual needs, with services accessed through My Aged Care. The main government-funded options include programs for support at home, residential care, and short-term or flexible care.
The Commonwealth Home Support Programme (CHSP)
The CHSP is an entry-level program offering basic support to help older Australians remain independent at home. It's for those requiring help with only a few daily tasks.
Services available through CHSP
Services include domestic assistance, personal care, meal support, home maintenance, transport, social support, and respite care.
The Home Care Packages (HCP) Program
Home Care Packages (HCPs) provide coordinated support for individuals with more complex care needs who wish to live at home. From November 1, 2025, the HCP program will be replaced by the new 'Support at Home' program. HCPs are assigned to the individual, promoting choice and control over services.
The four levels of Home Care Packages
HCPs are offered at four levels, based on assessed needs:
- Level 1: Basic support.
- Level 2: Moderate assistance.
- Level 3: Significant care needs.
- Level 4: Complex, high-level care.
Residential Aged Care
Residential aged care provides accommodation and 24/7 care in a facility for those unable to live safely at home. The government subsidises residential care, but residents contribute to costs based on a means assessment.
Costs associated with residential aged care
Costs may include a basic daily fee, a means-tested care fee, and an accommodation payment.
Short-Term and Flexible Care Options
The system also offers flexible options for temporary needs or carer breaks.
- Short-Term Restorative Care (STRC): An eight-week program to help regain independence.
- Respite Care: Temporary relief for carers.
- Transition Care Program (TCP): Short-term support after a hospital stay.
How to Access Australian Aged Care Packages
Accessing government-funded aged care starts with My Aged Care. The process involves contacting My Aged Care, getting assessed (RAS for CHSP, ACAT for HCP/residential), finding a provider, and creating a care plan.
Comparing Aged Care Options: Home vs. Residential
| Feature | Home Care Packages (HCP) | Residential Aged Care | Short-Term & Flexible Care |
|---|---|---|---|
| Environment | Own home. | Dedicated facility. | Varies. |
| Care Needs | Complex/coordinated needs. | Unable to live safely at home. | Temporary, specific needs. |
| Independence | High degree of independence. | Less independence. | Aims to restore independence temporarily. |
| Cost | Government subsidised, means-tested contributions. | Government subsidised, includes fees. | Often heavily subsidised. |
| Funding Source | HCP Program/Support at Home. | Government subsidies and resident fees. | Specific flexible care programs. |
| Services | Wide range, including clinical. | Comprehensive accommodation, care, etc.. | Targeted and goal-oriented. |
Conclusion
Understanding the range of aged care packages available in Australia is crucial for planning. The system offers various options, from basic home support to comprehensive packages and residential care, all accessed through My Aged Care. Engage with My Aged Care to get an assessment and explore the support available. For more details, visit the official My Aged Care website.
