Comprehensive Savings and Discounts
AARP membership is synonymous with savings, offering hundreds of discounts across a wide array of categories. From everyday purchases to major life expenses, the potential for saving money is a significant draw for many members.
Travel and Transportation
For those who love to travel, AARP provides a suite of discounts that can make trips more affordable. These benefits are particularly valuable for people in retirement who have more time for travel.
- Hotels and Resorts: Members can save up to 10% or more at hotels and resorts through partners like the AARP Travel Center powered by Expedia, as well as other chains like Best Western and Choice Hotels.
- Car Rentals: Significant discounts are available from rental car companies such as Avis and Budget, often including additional perks like a free extra driver.
- Cruises and Vacation Packages: Members can receive onboard credits or discounts on cruises and vacation packages booked through the AARP Travel Center.
- Flights: Some airlines, like British Airways, offer specific discounts on flights for AARP members.
- Gasoline: Loyalty programs, like linking an Exxon account, can help members earn extra points and save at the pump.
Dining and Shopping
Saving money on daily expenses like dining and shopping is another major benefit. Your membership card can be used at dozens of national chains and local establishments.
- Restaurant Discounts: Save up to 15% on your total food and non-alcoholic beverage bill at participating restaurants nationwide, including popular names like Outback Steakhouse and Denny's.
- Grocery and Retail Coupons: Members can access printable coupons for groceries and other retail goods online. Some retailers also offer exclusive discounts.
- Cell Phone Plans: Look for waived activation fees and discounts on wireless plans and accessories from partners like Consumer Cellular and AT&T.
Health, Wellness, and Insurance
As individuals age, health and financial security become increasingly important. AARP provides extensive resources and insurance options to address these needs.
- Insurance Coverage: AARP offers a wide array of insurance products endorsed by trusted providers. This includes supplemental health insurance, Medicare plans (through UnitedHealthcare), dental plans (through Delta Dental), vision plans, and life insurance. Auto insurance from The Hartford also offers significant member savings.
- Prescription Discounts: The AARP Prescription Discounts provided by Optum Rx can help members save on medications, even if they have existing insurance.
- Vision and Hearing Care: Discounts on eyewear at LensCrafters and Target Optical are available, along with access to programs for hearing aid discounts and free annual hearing tests.
- Wellness Programs: Stay active and healthy with access to workout videos, online fitness resources, and virtual wellness workshops through the AARP Fitness Center.
Financial Planning and Protection
Navigating the complexities of retirement and financial security is made easier with AARP's financial resources and protective services.
- Money Management Tools: Members can access tools and resources to help with budgeting, financial planning, and retirement strategies.
- Fraud Protection: With partners like Norton LifeLock, AARP offers discounts on identity theft and online protection services to help members stay safe from scams.
- Tax Assistance: The AARP Foundation offers free, IRS-certified tax assistance for older adults, which can be invaluable for filing returns.
- Advocacy: AARP actively advocates for its members on key financial issues, such as preserving Social Security and Medicare benefits. For more on their advocacy efforts, see the AARP Foundation Website.
Entertainment and Resources
An AARP membership is not just about savings; it also offers a wealth of content and recreational opportunities to enrich your life.
- Publications: Members receive subscriptions to AARP The Magazine and AARP The Bulletin, offering insightful articles on health, finance, and lifestyle topics.
- Online Games: AARP's website features a variety of free online games and puzzles to keep your mind sharp and engaged.
- Online Movie Screenings: Through the Movies for Grownups program, members can enjoy free online movie screenings.
Is an AARP Membership Worth It?
To help decide if an AARP membership is right for you, consider this comparison based on potential value.
| Aspect | AARP Membership | Other Senior Discounts | Free Resources |
|---|---|---|---|
| Cost | Low annual fee ($15-$20) | None | None |
| Variety of Discounts | Hundreds of discounts on travel, dining, insurance, and more from a wide range of partners | Fewer options, often restricted to age 60+ or specific days | Limited access to public resources, no exclusive deals |
| Advocacy | Strong political advocacy for seniors on issues like Medicare and Social Security | None | None |
| Publications | Subscriptions to AARP The Magazine and AARP The Bulletin included | None | None |
| Insurance Offerings | Access to endorsed, tailored insurance plans for health, auto, home, and more | Must research and compare options individually | Must research and compare options individually |
| Travel Resources | Exclusive deals and a dedicated Travel Center with specific perks | General senior discounts, less comprehensive deals | Public booking sites, no special offers |
| Household Members | Free second membership for a household member | No shared benefits | No shared benefits |
Conclusion
An AARP membership provides a vast ecosystem of benefits that extends far beyond simple discounts. For a relatively low annual fee, members gain access to comprehensive insurance options, travel perks, financial resources, and a wide variety of discounts on everyday purchases. The value is further amplified by AARP's strong advocacy efforts and the inclusion of a free second household membership. While the worth of a membership ultimately depends on an individual's utilization of these perks, the potential for significant savings and access to valuable resources makes it a worthwhile consideration for those navigating life at or approaching 50 and beyond.
