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What are the three main types of aged care services available to older Australians?

4 min read

According to the Australian Institute of Health and Welfare, over 800,000 Australians received in-home support in 2021–22. Understanding what are the three main types of aged care services available to older Australians? is the crucial first step for anyone navigating this important system for themselves or a loved one.

Quick Summary

The three primary types of aged care services in Australia are home care, residential aged care, and flexible care options, each designed to meet varying levels of need.

Key Points

  • Home Care Services: Allow older Australians to receive assistance in their own homes, promoting independence with varying levels of support.

  • Residential Aged Care: Provides 24/7 comprehensive care and accommodation in a dedicated facility for those who can no longer live at home safely.

  • Flexible Aged Care: Offers targeted, short-term support, including respite for carers and recovery programs after a hospital stay.

  • My Aged Care Gateway: The official starting point for accessing government-funded aged care, where eligibility assessments are arranged.

  • Assessment is Key: Eligibility for different aged care services is determined by an assessment through either a Regional Assessment Service (RAS) or an Aged Care Assessment Team (ACAT).

  • Personalised Approach: The system aims to provide consumer-centred care, giving individuals choice and control over their service providers and care plans.

In This Article

Home Care Services

For many older Australians, staying in their own home is the preferred option for as long as possible. Home care services are designed to provide the support needed to maintain independence and safety at home. These services are delivered through two key government-funded programs, which offer different levels of support depending on an individual's assessed needs.

Commonwealth Home Support Programme (CHSP)

The CHSP provides entry-level, basic support for older Australians who need a smaller amount of assistance with everyday tasks. It is designed to help with things like household chores, meal preparation, shopping, and transport to appointments. This program is perfect for those who are largely independent but need a little extra help to continue living comfortably in their own homes. Eligibility is assessed by a Regional Assessment Service (RAS).

Home Care Packages (HCP)

For those with more complex or ongoing care needs, the government offers a Home Care Package. These are coordinated packages of care, available at four different levels, from low-level care (Level 1) to high-level care (Level 4). A higher-level package provides more funding and a wider range of services, which can include nursing care, allied health services (such as physiotherapy), personal care, and assistance with more complex daily tasks. After an assessment by an Aged Care Assessment Team (ACAT), recipients are allocated a package level and can choose their preferred provider.

  • Services commonly included in Home Care Packages:
    • Personal care (showering, dressing, grooming)
    • Domestic assistance (cleaning, laundry)
    • Meal preparation and nutrition advice
    • Medication management
    • Transport to medical appointments and social outings
    • Allied health services (e.g., occupational therapy)
    • Social support and companionship

Residential Aged Care

Residential aged care is for older people who can no longer live safely or independently at home and require 24-hour support. This care is provided in a residential facility, often called an aged care home or nursing home. These homes provide accommodation, meals, personal care, and access to round-the-clock nursing and allied health services. Residential care can be either on a permanent or short-term basis.

Permanent Residential Care

This option is for those who need ongoing, higher-level care that cannot be delivered effectively in their own home. It provides a safe and supportive environment with all needs met, including nursing care, meal services, laundry, and social activities. The level of care is determined by an ACAT assessment.

Residential Respite Care

Residential respite care is a short-term stay in an aged care home, designed to provide a break for an individual's regular carer. This can last for a few days or weeks. It is often used after a hospital stay for recovery or simply to give family carers a rest while ensuring the person being cared for receives continuous support. Like permanent care, it is accessed through an ACAT assessment.

Flexible Aged Care

Flexible aged care is a third category of service that caters to a range of specific, often short-term, needs. Unlike the mainstream home and residential options, these programs are designed for particular situations, such as recovery after a hospital stay or specialised care for specific population groups.

Transition Care Programme (TCP)

TCP is a short-term, goal-oriented program for older people transitioning from hospital to their home. It provides up to 12 weeks of low-intensity therapy, nursing, and personal care to help the person recover, regain function, and finalise ongoing care arrangements. It can be provided in a residential setting or in a person's home.

Short-Term Restorative Care (STRC)

The STRC program provides early intervention services for up to eight weeks to reverse or slow the functional decline of older people. The aim is to improve their wellbeing and independence, helping them to continue living in their own homes. Like TCP, STRC can be delivered in a home or residential care setting.

Specialised Programs

Other flexible care options exist for specific needs and demographics, such as the National Aboriginal and Torres Strait Islander Flexible Aged Care Program, which provides culturally appropriate care.

Comparison of Aged Care Service Types

Feature In-Home Care Residential Aged Care Flexible Aged Care
Location In your own home In a residential facility In your home, a residential setting, or both
Level of Care Basic to high-level support, depending on the package 24/7 high-level personal and medical care Targeted, short-term restorative care
Purpose To assist with daily tasks and maintain independence at home For those unable to live independently who require continuous care Recovery post-hospital, respite for carers, or early intervention
Programs CHSP and Home Care Packages Permanent Care and Respite Care TCP, STRC, and other special programs
Assessment RAS for CHSP, ACAT for HCP ACAT for both permanent and respite ACAT for TCP, RAS for STRC

Navigating the Aged Care System: Your First Steps

Before accessing any of these government-funded aged care services, the first step is to contact the official gateway: My Aged Care. A phone call or visit to the website will begin the process of understanding eligibility and arranging an assessment. An assessor will evaluate an individual's needs, health, and living situation to determine which services are most appropriate.

Following the assessment, you will receive approval for a specific service. My Aged Care also provides a service finder to help locate approved providers in your area, and a comparison tool to help you make an informed decision based on quality, location, and cost.

Conclusion

Navigating the aged care system is a complex but necessary journey for many older Australians and their families. By understanding the three main types of services—home care, residential care, and flexible care—you can make informed decisions that best suit an individual's unique needs and preferences. Whether the goal is to maintain independence at home, receive round-the-clock support, or recover from an illness, the Australian system offers a range of options designed to promote a healthier, safer, and more connected later life. The key is to start with My Aged Care to ensure all options are explored with the guidance of an assessor.

Frequently Asked Questions

The first step is to contact My Aged Care, either online or by phone. They will guide you through registration, which includes a needs assessment to determine your eligibility for government-funded services.

The CHSP provides entry-level, basic support for those with less complex needs, like help with shopping or cleaning. A Home Care Package is for individuals with more complex needs and offers a coordinated, higher level of long-term care.

The Australian Government subsidises a large portion of aged care costs, but you may be expected to contribute to the cost of your care if you can afford it. The amount you pay is determined by an income and assets assessment.

Respite care is a temporary care option that provides a break for your primary carer while ensuring you continue to receive the support you need. It can be delivered in your home or in a residential facility.

My Aged Care offers a 'Find a provider' tool that includes Star Ratings and compliance information. It is recommended to create a shortlist, visit facilities, and ask questions about the services and culture.

An Aged Care Assessment Team (ACAT) conducts a comprehensive assessment to determine eligibility for higher-level aged care, including Home Care Packages and residential aged care.

The Australian Government offers financial hardship assistance for those who cannot afford their aged care costs for reasons beyond their control. Services Australia assesses these applications.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.