What discounts come at age 55?

According to a 2024 survey, over 70% of people aged 55 and older actively seek out and use discounts to save money. Knowing what discounts come at age 55 can lead to significant savings on everything from groceries and travel to entertainment and dining.

Quick Summary

Turning 55 opens the door to a wide array of discounts on dining, retail, travel, and more, though specific age requirements and offers can vary by company. Savvy shoppers can find deals at grocery stores like Fred Meyer, restaurants such as Arby's and Chili's, and hotel chains like Best Western by simply asking and showing proof of age.

Key Points

• Start saving at 55: Many retailers, restaurants, and travel companies offer discounts starting at age 55, so it's a great time to start exploring savings opportunities.

• Ask for discounts: Don't be afraid to ask about discounts, even if they aren't clearly advertised, as many businesses have unlisted policies.

• AARP isn't just for 50+: While AARP is known for its 50+ focus, membership is open to anyone over 18, and joining can unlock many extra benefits and discounts.

• Grocery stores offer weekly deals: Chains like Fred Meyer and Albertsons offer dedicated senior discount days on a weekly or monthly basis, which can lead to significant savings on groceries.

• Travel discounts are abundant: Hotels like Best Western and cruise lines such as Carnival provide special rates for those 55+, helping to make your travel budget go further.

• Combine deals for max savings: For maximum benefit, stack senior discounts with other promotions, coupons, and loyalty program offers whenever possible.

Your Guide to Discounts at Age 55

Reaching age 55 is a significant milestone, and it's also a fantastic time to start unlocking a host of money-saving opportunities. Many businesses, including restaurants, retailers, and travel companies, offer special pricing for customers in this age bracket. These discounts can help stretch your retirement budget, make leisure activities more affordable, and reduce everyday living expenses. By understanding where to look and what to ask for, you can take full advantage of these valuable perks.

Retail and Grocery Store Discounts for 55+

Everyday shopping can be a major expense, but many retailers and grocery stores offer discounts that can help. These can range from a percentage off your total purchase to specific deals on certain days of the week. Always be sure to ask at the checkout counter, as some discounts are not widely advertised.

Popular Retailer Discounts

• Michaels: Offers 10% off your entire purchase, including sale items, every day.
• Ross Dress for Less: Customers aged 55 and up can get a 10% discount on Tuesdays.
• Goodwill: Many locations have a senior discount day, with savings often ranging from 10% to 25% off.
• Fred Meyer: Shoppers aged 55+ can receive 10% off select items on the first Tuesday of each month.
• Kohl's: While not always 55, their senior discount of 15% on Wednesdays is available for those 60 and over.

Dining Out Deals for the 55+ Crowd

Eating out doesn't have to break the bank. Many restaurants offer special menus, discounted meals, or percentage-off deals for patrons aged 55 and older. While offers can vary by location and time, it's always worth checking before you order.

Restaurants with 55+ Options

• Arby's: Offers 10% off for those 55 and older.
• Chick-fil-A: Some locations offer a 10% discount or a free small drink with a purchase for customers 55+.
• Chili's: Provides a 10% discount for those 55 and older.
• Denny's: In addition to their 55+ menu, AARP members can often get a 15% discount on regular menu items.
• Fuddrucker's: A 10% discount is available on senior platters for those 55+.
• IHOP: Features a dedicated 55+ menu with smaller, discounted meals.

Travel and Entertainment Discounts

Travel and leisure are a big part of retirement for many, and discounts are plentiful. Whether you're planning a trip or a local night out, these savings can help you enjoy your golden years without overspending.

• Hotels: Chains like Best Western and Motel 6 offer special rates for those 55+ or 60+. Always inquire about a 'senior rate' when booking.
• Cruises: Cruise lines such as Carnival and Royal Caribbean often have exclusive deals and reduced rates for passengers aged 55 and over.
• Car Rentals: Hertz offers discounts of up to 20% on car rental base rates for those 50 and older.
• Movie Theaters: Many theater chains like AMC offer senior pricing, though the minimum age is sometimes higher, such as 60+.
• National Parks: While the National Park Service Senior Pass requires you to be 62, it's a valuable lifetime pass worth planning for.

The Role of AARP in Finding Discounts

While many companies offer discounts at age 55 directly, joining a membership organization like AARP can unlock even more deals. AARP membership is open to anyone 18 or older, but its discounts are specifically curated for the 50+ age demographic.

Category	Non-Member Age 55+ Discount	AARP Member Discount (often 50+)
Dining	Some restaurant chains offer 10% off.	15% off at Denny's; 10% off at Outback Steakhouse; 25% off first DoorDash order.
Hotels	Best Western offers 15% off for 55+.	10% off at Choice Hotels; special rates at LaQuinta and Wyndham properties.
Car Rentals	Hertz offers up to 20% off for 50+.	Up to 25% off with Avis and Budget; 5% off with Enterprise.
Retail	Michaels offers 10% off daily for 55+.	Up to 15% off at The UPS Store; discounts on LensCrafters and prescription eyewear at Target.

Getting the Most Out of Your Discounts

Maximizing your savings requires a bit of strategy. Don't be shy about asking if a business offers a senior or 55+ discount, even if it's not explicitly advertised. Always carry a valid ID, as some businesses may request it to verify your age. Additionally, combining discounts can lead to even bigger savings. For example, using a senior discount on a sale item at a retail store can result in substantial price reductions.

Another key tip is to sign up for store loyalty programs and newsletters. Many companies send exclusive coupons and deal alerts to members, and these can sometimes be stacked with a senior discount for an even better deal. Researching discounts online before you go is a smart move. Websites and apps are dedicated to tracking senior discounts and can be a valuable resource. For further reading and a comprehensive look at senior discounts, check out the National Council on Aging's resource page: What Discounts Can Seniors Get?.

Conclusion

Turning 55 isn't just about celebrating a new decade; it's about unlocking a world of potential savings. From enjoying a discounted meal at your favorite restaurant to saving on your next vacation, the benefits are numerous. By staying informed, asking for discounts, and leveraging membership programs like AARP, you can make your budget go further and enjoy a richer, more financially secure lifestyle. Start exploring these opportunities today and make every dollar count.

Frequently Asked Questions

What is the most common age for senior discounts to start?

While it varies, age 55 is one of the most common starting points for senior discounts, especially among restaurants and some retailers. Some businesses, however, set the age requirement at 50, 60, or 65.

Do I need an AARP membership to get discounts at age 55?

No, an AARP membership is not required for all discounts at age 55. Many retailers, restaurants, and travel companies offer discounts based solely on age verification. However, an AARP membership often unlocks additional or exclusive deals.

How do I prove my age to get a discount?

In most cases, a valid ID such as a driver's license, passport, or birth certificate can be used to verify your age. Some companies may not require ID, but it is best to be prepared.

Are senior discounts available for online shopping?

Yes, some retailers and membership programs offer discounts that can be applied to online purchases. This is particularly true for AARP members, who can sometimes use online codes for savings.

Are the discounts consistent across all locations of a chain?

No, discounts can vary significantly by location. Since many chains are franchised, individual owners have the discretion to offer or modify discounts. It is always a good practice to call ahead or ask a staff member.

Can I combine a senior discount with other offers?

Sometimes. Combining discounts is often at the discretion of the business. It is always a good idea to ask if you can combine a senior discount with a store coupon or a loyalty reward.

Are there discounts for entertainment and activities at age 55?

Yes, many entertainment venues like movie theaters and local attractions offer reduced pricing for older adults. You can also get discounted rates on cruises and other travel experiences.