Discover What discounts do I get at age 50? and How to Claim Your Savings

Did you know that eligibility for a wide range of benefits often starts at age 50, not 65? Understanding what discounts do I get at age 50 is key to unlocking significant savings on everything from travel to daily purchases, making your finances go further.

Quick Summary

Turning 50 grants you access to membership organizations like AARP, unlocking extensive discounts on travel, restaurants, and retail. Many companies also offer direct discounts, but eligibility age and benefits can vary widely, so it pays to be proactive and informed.

Key Points

• AARP Eligibility: Enrollment in AARP begins at age 50, providing extensive discounts on travel, dining, and more, which often justify the low annual membership fee.

• Diverse Discounts: Savings are available across a wide range of categories, including retail, groceries, restaurants, travel, and wireless plans, often starting at age 50 or slightly older.

• Ask Directly: Many businesses have unadvertised discounts for older customers; politely asking if a senior discount is available can be the key to saving money.

• Strategic Planning: Combine discounts with loyalty programs, shop on designated senior discount days, and use digital tools to maximize your savings.

• Beyond AARP: While AARP is a great resource, many companies offer their own separate age-based discounts, so always check with individual businesses.

• Varying Ages: Be aware that eligibility ages can differ between companies, with some starting at 50, while others require you to be 55, 60, or 62.

Unlocking Benefits with an AARP Membership

One of the most powerful tools for saving at age 50 is an AARP membership. While AARP is the American Association of Retired Persons, anyone can join once they turn 50, regardless of their employment status. An annual membership opens the door to hundreds of exclusive benefits and savings across numerous categories.

AARP Benefits for the Savvy 50-Year-Old

• Travel Discounts: Reduced rates at major hotel chains like Best Western, Choice Hotels, and Wyndham. Members also get discounts on car rentals from companies like Avis, Budget, and Hertz, as well as savings on cruise lines.
• Dining Deals: Enjoy 10-15% off at popular restaurant chains, including Bonefish Grill, Outback Steakhouse, and Denny's. Many local restaurants also participate, so it's always smart to ask.
• Retail Savings: Get access to discounts on eyewear from LensCrafters and other retail partners. Look for special AARP deals when shopping online or in-store.
• Cell Phone Plans: Save on wireless plans with carriers like AT&T and Consumer Cellular, which offer exclusive rates and perks to AARP members.
• Financial Products: Access special rates on financial services, insurance products, and roadside assistance.

Finding Direct Retail and Grocery Discounts

Beyond AARP, many businesses offer direct discounts to customers beginning at age 50, though some promotions may start a little later. Asking politely at the checkout is the best way to uncover these often-unadvertised deals.

• Retail Chains: Numerous stores, from Bealls Outlet to Pep Boys, offer weekly or daily discounts for shoppers age 50 or 55 and up. Walgreens and Kohl's famously have dedicated "Senior Discount Day" promotions.
• Craft and Hobby Stores: Michaels and JOANN Fabric offer daily or special day discounts for those over 55.
• Grocery Stores: Many regional grocery chains provide weekly discounts. For instance, Fred Meyer and Albertson's have specific senior discount days for customers over 55.

Saving on Your Next Culinary Adventure

Whether you're grabbing a coffee or sitting down for a meal, your age can be a valuable tool. Many restaurant chains and independent diners have programs designed for older customers.

• Some restaurants, like IHOP and Denny's, offer a dedicated 55+ menu with smaller, discounted portions.
• Fast-food favorites like Krispy Kreme and Steak 'n Shake offer 10% off for customers age 50 or 55 and older.
• Many local diners and cafes have long-standing policies of offering a percentage off for seniors. Don't be shy about inquiring.

Maximizing Your Travel and Entertainment Budget

Travel becomes more affordable after 50 with discounts available for lodging, transportation, and activities. Planning ahead can yield significant savings.

Comparison of Travel and Entertainment Discounts

Company	Discount Offered	Eligibility Age
Hertz	Up to 20% off base car rental rates	50+
Amtrak	10% off most rail fares	65+ (AARP members may have broader options)
National Parks Service	$80 Lifetime Pass or $20 Annual Senior Pass	62+
AMC Theatres	Reduced senior ticket price	60+
T-Mobile	Discounted 55+ mobile plans	55+

Key Strategies for Maximizing Your Savings

To ensure you're getting the most bang for your buck, consider these practical tips:

1. Join AARP: It's one of the easiest and most comprehensive ways to access a multitude of discounts once you turn 50. The savings often outweigh the low annual membership fee.
2. Ask for the Discount: Many businesses do not advertise their age-based discounts. A simple, polite question like, "Do you offer a senior discount?" can lead to instant savings.
3. Use Digital Tools: Apps like GoodRx can help you save on prescriptions, while cashback apps like Ibotta can be used in conjunction with in-store discounts. For online shopping, browser extensions like Rakuten and Honey automatically search for and apply coupon codes.
4. Plan Around Senior Days: If your favorite grocery store or retail outlet has a designated senior discount day, make it a point to do your shopping on that day. Small, consistent savings add up over time.

Conclusion

Turning 50 is a significant life milestone, and it comes with a pleasant surprise: access to a world of exclusive discounts. By understanding what discounts do I get at age 50 and beyond, you can make the most of your purchasing power. From enrolling in AARP to simply asking at your local cafe, taking these small steps can lead to substantial financial benefits. Start exploring your options today and enjoy the well-deserved perks of this new chapter. For further information and detailed lists of discounts, you can consult reliable sources like the National Council on Aging.

Frequently Asked Questions

What is the most important discount to get when I turn 50?

The most important is likely an AARP membership, as it immediately unlocks a wide network of discounts across travel, retail, and dining for a low annual fee. It's the most comprehensive program available for those age 50.

How do I find out what discounts do I get at age 50 at local stores?

The best way is to ask the cashier or manager directly. Many local businesses, from restaurants to independent retailers, have unadvertised senior discount policies. You can also check their website or social media pages for advertised promotions.

Are there any travel discounts that start at age 50?

Yes. While some airline and park discounts start later, Hertz offers discounts for travelers age 50 and up. An AARP membership also unlocks travel savings at age 50 with companies like Avis, Budget, and Hertz.

Can I get discounts on my cell phone plan at age 50?

Yes, major carriers like AT&T and Consumer Cellular offer special rates and perks for AARP members starting at age 50. Other providers, such as T-Mobile and Verizon, have dedicated 55+ or senior plans.

What kind of discounts can I expect at age 50 and beyond?

Discounts typically include a percentage off your total purchase (e.g., 10-15%), a free item (like a beverage at a restaurant), or special pricing on certain products or services. The specific offer varies by business.

Is it worth it to get an AARP membership just for the discounts?

For most people, yes. The savings from just one or two major purchases or a few meals out can easily cover the low annual cost. The membership also offers resources on health, finances, and entertainment.

How can I combine discounts to save even more money?

Look for opportunities to stack savings. For example, use a store's senior discount on a specific day while also using a cashback app like Ibotta for additional savings. Always read the fine print to ensure discounts can be combined.