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What Does a Silver Sneakers Membership Include? Your Guide to Fitness Benefits

4 min read

According to a 2018 study, older adults who participate in fitness programs like SilverSneakers often report increased physical activity and improved health. This program, available through many Medicare plans, offers a variety of resources, so what exactly does a Silver Sneakers membership include?

Quick Summary

A SilverSneakers membership provides eligible seniors with no-cost access to a vast network of fitness centers, on-demand and live online classes, plus the SilverSneakers FLEX community classes for a complete wellness experience. Eligibility depends on your Medicare Advantage or Medigap plan, not your age alone.

Key Points

  • Extensive Access: Membership includes unlimited access to a national network of thousands of participating gyms and fitness centers.

  • Hybrid Approach: Members can choose between in-person workouts at fitness centers and online classes from home through SilverSneakers LIVE and On-Demand.

  • Community Engagement: The program provides social opportunities, which is a key benefit, helping to combat loneliness and social isolation.

  • Variety of Classes: A wide array of fitness classes like yoga, tai chi, and water aerobics are available, including community-based FLEX classes.

  • Often Free: For those on a qualifying Medicare Advantage or Medigap plan, the membership is typically included at no extra cost.

  • Digital Tools: The SilverSneakers GO app offers personalized workout programs and a digital membership card for convenience.

In This Article

What is the core SilverSneakers offering?

SilverSneakers is a leading fitness and wellness program designed specifically for adults 65 and older. While eligibility is tied to having a qualifying Medicare Advantage or Medigap health plan, the benefits extend far beyond simply having a gym pass. The program aims to promote overall health by providing opportunities for physical activity, social connection, and educational resources.

Access to a nationwide network of gyms and fitness centers

One of the most significant benefits is unlimited access to a broad network of thousands of participating gyms and fitness centers across the country. This gives members the flexibility to work out at home or on the go. While basic amenities are typically included, the specific features can vary by location. Common amenities often include:

  • Cardiovascular equipment, such as treadmills, ellipticals, and stationary bikes
  • Strength-training machines and free weights
  • Walking tracks
  • Swimming pools

Diverse range of fitness classes for all levels

SilverSneakers offers a wide variety of structured fitness classes, both online and in person, taught by certified instructors who understand the needs of seniors. The class options are designed to improve stamina, strength, balance, and flexibility.

Online workouts and wellness content

For those who prefer exercising from home or have limited mobility, SilverSneakers provides an extensive digital platform:

  • SilverSneakers LIVE: Full-length, live-streamed classes via Zoom covering a wide range of activities like yoga, cardio, and strength training.
  • SilverSneakers On-Demand: A vast library of pre-recorded workout videos and wellness content, accessible anytime.
  • SilverSneakers GO app: A mobile app for iOS and Android that provides personalized workout programs and allows members to track their progress.
  • Burnalong Partnership: Access to thousands of additional online classes covering a huge variety of wellness topics through a special partnership.

In-person community FLEX classes

The FLEX program moves beyond traditional gym settings by offering classes at non-traditional locations like community centers, parks, and other local venues. This includes a variety of specialized classes, such as:

  • Yoga
  • Tai Chi
  • Zumba® Gold
  • Line dancing
  • Water aerobics

Social engagement and community support

More than just a fitness program, SilverSneakers cultivates a strong community, which is proven to reduce social isolation and loneliness among older adults. Members can connect with peers in classes, join social groups, and participate in other organized events. This social aspect is a key factor in keeping members engaged and motivated.

Eligibility and Cost: What you need to know

An essential part of understanding what a SilverSneakers membership includes is knowing how to qualify and the cost. Eligibility is determined by your health insurance plan, specifically whether your Medicare Advantage (Part C) or Medigap plan includes the SilverSneakers benefit.

For eligible members, the membership is offered at no additional cost as part of their health plan. However, some services at participating locations, like personal training, tanning, or massage, may incur separate charges. It is always recommended to check with your insurance provider or on the SilverSneakers website to confirm your eligibility and plan details.

Comparison of SilverSneakers Membership Features

Feature In-Person Membership Online Resources FLEX Classes
Access to facilities Unlimited access to thousands of participating gyms nationwide Not applicable Classes at community centers, parks, and more
Class Format Instructor-led group fitness classes inside gyms Live-streamed and on-demand videos Instructor-led classes at non-gym locations
Variety of Activities Standard fitness classes, plus optional amenities like pools Videos on strength, cardio, balance, nutrition, and more Yoga, tai chi, Zumba, water aerobics, and more
Equipment Needed Gym equipment available, some classes may use light weights/bands Some videos require no equipment; others may use basic items Can vary; many are bodyweight or low-impact
Socialization In-person interaction with other members and instructors Live classes offer chat features; online community forums Opportunity for in-person socialization with local peers

How to get started and maximize your benefits

Once you confirm your eligibility, you can get started right away. The first step is to visit the SilverSneakers website and create an online account. From there, you can access your digital membership card, explore the online classes, or find a participating location near you.

To make the most of your membership, explore all the different types of classes available, both online and in-person. The variety of workouts can help keep your fitness routine engaging and target different aspects of your health. Don't overlook the social benefits—joining a regular class can provide a sense of community and support that can boost your mental and emotional well-being. For a deeper dive into the program, you can check out this article on the health benefits of such programs from Medical News Today.

Conclusion

In summary, a SilverSneakers membership is a comprehensive wellness program that includes more than just gym access. It provides eligible older adults with a powerful combination of nationwide fitness center access, a vast library of online and in-person classes, and a supportive community. These benefits are specifically designed to promote physical activity, foster social connections, and improve overall health and wellness at no extra cost, making it an invaluable resource for healthy aging.

Frequently Asked Questions

You can easily check your eligibility by visiting the SilverSneakers website and using their online tool, or by contacting your Medicare Advantage or Medigap plan directly.

Yes, for individuals with a qualifying health insurance plan that includes SilverSneakers as a benefit, the membership itself is at no additional cost. However, certain premium services offered at specific gyms, like personal training or massage, may not be covered.

Yes, your membership grants you access to any of the thousands of participating gyms and fitness centers nationwide, not just one location.

Membership includes access to a wide variety of classes, such as SilverSneakers Classic, SilverSneakers Yoga, SilverSneakers LIVE (online), SilverSneakers On-Demand videos, and SilverSneakers FLEX community classes, covering everything from cardio to balance.

SilverSneakers provides access to traditional gyms and in-house classes, while SilverSneakers FLEX offers classes held at non-traditional locations like parks and community centers. The FLEX program includes a variety of unique classes like tai chi and line dancing.

No, Original Medicare (Parts A and B) does not cover SilverSneakers. The program is typically included as a supplemental benefit in certain Medicare Advantage (Part C) or Medigap plans.

No, a SilverSneakers membership is flexible. You can access live online classes through SilverSneakers LIVE and a large library of on-demand videos, allowing you to work out from the comfort of your own home.

After checking your eligibility on the SilverSneakers website and confirming your health plan covers it, you can create an account and receive your member ID number, which you can also access via the SilverSneakers GO app.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.