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What does it cost to have visiting angels come to your home? A detailed guide

5 min read

Recent data reveals a 14.2% increase in the cost of eldercare over the past year, marking the largest annual rise since 2005. When considering in-home support, a crucial question for many families is: what does it cost to have visiting angels come to your home? This guide provides a detailed breakdown of the potential expenses.

Quick Summary

The price for Visiting Angels is not a fixed national rate but varies based on location, the specific care services required, and the number of hours needed. Hourly rates typically fall within a nationwide range of $26 to $44, with personalized quotes available from each local franchise.

Key Points

  • Location is a primary cost factor: Your geographic location heavily influences the hourly rate for Visiting Angels services, with higher costs in metropolitan areas.

  • Cost depends on care level: The hourly rate varies based on the type of care, from lower-cost companion services to more expensive, specialized memory care.

  • Minimum hours may apply: Many local franchises require minimum hours per shift or week, which affects overall cost. Be sure to ask about your specific office's policies.

  • 24/7 care has monthly costs: For round-the-clock live-in supervision, monthly costs typically range from $6,000 to $9,000, and is often less expensive than a nursing home.

  • Medicare does not cover custodial care: Standard Medicare does not cover non-medical personal care services. Alternative payment sources include long-term care insurance, VA benefits, or private pay.

  • Start with a free consultation: For an accurate, personalized quote, you must contact your local Visiting Angels office and arrange for a free, in-home consultation.

In This Article

Factors influencing Visiting Angels pricing

The cost to have Visiting Angels come to your home is not a single, fixed number. Since each Visiting Angels office is independently owned and operated, pricing can differ significantly by franchise and is determined by several key factors. Understanding these variables is the first step toward getting an accurate cost estimate.

Geographic location

Your location is one of the most significant factors affecting the hourly rate. As with other services, home care costs tend to be higher in areas with a higher cost of living and greater demand, such as major metropolitan areas. For instance, a franchise in a city like Scottsdale, Arizona, might charge a higher hourly rate than one in a lower cost-of-living state. You will need to contact your local office directly for rates in your specific zip code.

Level of care required

Visiting Angels offers a range of services, and the pricing structure is tiered based on the complexity and invasiveness of the care needed. Basic companion care, which involves lighter duties, costs less per hour than personal care that requires hands-on assistance. The most expensive services are for specialized care, such as for memory care clients.

Hours and scheduling

The number of hours and frequency of visits can influence the hourly rate. Many franchises have minimum requirements for shifts and weekly hours, although these minimums vary by location. Some may offer a reduced hourly rate for longer or more consistent weekly care, while shorter, occasional visits might cost more per hour. Weekend, evening, and holiday hours are also typically charged at a higher rate.

Caregiver qualifications

Specialized services require caregivers with specific training, such as managing the symptoms of chronic conditions or assisting those with dementia. This advanced expertise is reflected in the higher hourly rates for specialized care tiers.

Visiting Angels cost breakdown by service type

Visiting Angels provides several types of non-medical home care services. The cost varies for each, as outlined below:

  • Companion Care: These are the most affordable services, typically ranging from $15 to $25 per hour. They focus on social interaction and assistance with light household chores, such as meal preparation, laundry, and light tidying. This service helps combat senior isolation and provides a safer environment.
  • Personal Care: For more hands-on assistance with Activities of Daily Living (ADLs), such as bathing, dressing, grooming, and mobility support, costs are higher. Personal care services generally fall within the $20 to $30 per hour range.
  • Specialized Care: This tier covers advanced support for conditions like Alzheimer's, dementia, and chronic illnesses. Due to the specialized training and expertise required, these services cost more, often from $25 to $40 per hour.
  • Overnight and 24/7 Care: For around-the-clock supervision, Visiting Angels offers overnight and live-in options. Overnight care can range from $180 to $280 per night, with costs depending on whether the caregiver can sleep or must remain awake. Full-time, 24/7 care can cost between $6,000 and $9,000 per month.

Comparison of care costs: Visiting Angels vs. other options

For many families, in-home care offers a more affordable solution than institutional settings, especially when moderate assistance is sufficient. The personalized, one-on-one nature of Visiting Angels' care provides benefits that a facility cannot, such as allowing seniors to remain in their familiar surroundings.

Care Type Monthly Cost Range (2025 Estimates) Key Benefit
Visiting Angels (44 hrs/week) ~$5,000 - $6,500 Personal, flexible care in your home
Assisted Living Facility ~$4,900 - $9,500 Community living with structured support
Nursing Home (Private Room) ~$8,600 - $17,000+ High-intensity medical care

Note: Costs are national median estimates and vary greatly by location and care needs. The figure for Visiting Angels assumes a mid-range hourly rate over 44 hours per week.

Payment options and financial assistance

Private pay

Most families pay for non-medical home care services out-of-pocket, using personal funds, retirement savings, or other financial assets. This offers the most flexibility in choosing services and scheduling.

Long-term care insurance

If you or your loved one has a long-term care insurance policy, it may cover Visiting Angels' services. It is essential to review your specific policy to understand what it covers and the eligibility requirements. A Visiting Angels care coordinator can assist with documentation needed for filing a claim.

Veterans affairs (VA) benefits

Some veterans and surviving spouses may be eligible for VA benefits, such as the Aid and Attendance program, to help pay for home care services. The VA covers service-related disabilities, but some programs can extend to non-service-related needs if criteria are met.

Medicaid

Medicaid coverage for home care varies significantly by state and is often subject to strict income and asset limits. It may cover some non-medical services, but eligibility is typically limited to those with very low incomes who require care. Check with your state's Medicaid office for specific program details.

Medicare

Medicare generally does not cover the custodial care that Visiting Angels provides. It may cover medically necessary, short-term home health services, but this is distinct from the long-term personal care needs addressed by Visiting Angels.

How to get a precise cost estimate

The most accurate way to determine your specific cost is to schedule a free, no-obligation in-home consultation with your local Visiting Angels franchise. During this meeting, a care coordinator will assess your loved one's needs, discuss your budget, and build a customized care plan. They can provide an exact quote based on your location and care requirements.

Questions to ask during your consultation

To ensure full transparency and get the most value, consider asking these questions:

  1. What are the different care tiers and their specific hourly rates?
  2. Are there minimum shift or weekly hour requirements?
  3. Are there different rates for weekends, evenings, or holidays?
  4. What is the process for adjusting the care schedule if needs change?
  5. How do you match caregivers to clients?
  6. Can you explain how my long-term care insurance or VA benefits might work with your services?

For more information on budgeting and payment options, the Johns Hopkins Medicine website offers useful resources on covering home health and hospice care costs. Paying for Home Health and Hospice Care.

Conclusion: Making an informed decision

Determining what it costs to have Visiting Angels come to your home requires careful consideration of several factors beyond a simple hourly rate. The price depends on your location, the level of care, and the hours you need. While costs can seem high, exploring payment options like long-term care insurance and VA benefits can make home care a viable option. By leveraging a free consultation, you can create a customized plan and budget that ensures your loved one receives the compassionate care they need to age in place comfortably.

Frequently Asked Questions

The hourly rate for Visiting Angels varies significantly by location and the type of care needed. Nationally, rates typically range from $26 to $44 per hour, with specialized care being more expensive.

No, Medicare generally does not cover the non-medical custodial care services that Visiting Angels provides. It may cover medically necessary, short-term home health services under strict conditions, but not long-term personal care.

For round-the-clock live-in care, the monthly cost with Visiting Angels typically ranges between $6,000 and $9,000. This rate can vary based on location and the complexity of the client's needs.

Several factors influence the cost, including your geographic location, the level of care required (e.g., companion, personal, or specialized), the number of hours per week, minimum shift length requirements, and whether care is needed during evenings, weekends, or holidays.

Yes, Visiting Angels offers a free, no-obligation in-home consultation. During this meeting, a care coordinator will assess your loved one's specific needs to provide an accurate cost estimate.

Yes, many long-term care insurance policies do cover the cost of in-home care services provided by Visiting Angels. It is important to check the specifics of your policy and eligibility criteria.

Most families use private funds, such as savings, retirement benefits, or income, to pay for services. Some veterans and surviving spouses may qualify for VA benefits, and Medicaid may be an option for those with limited income.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.