Your entitlements at 60: Government benefits
Navigating the landscape of benefits can be complex, as eligibility and availability often depend on where you live within the UK. Here is a breakdown of the primary state-provided benefits available as soon as you turn 60.
Free prescriptions
In England, residents aged 60 and over are entitled to free NHS prescriptions simply by declaring their age on the prescription form [1]. This offers substantial savings. Prescriptions are free for all ages in Scotland, Wales, and Northern Ireland [1].
Free NHS sight tests
Across the UK, everyone aged 60 and over is entitled to free NHS sight tests [1]. Depending on income or other benefits, you might also qualify for vouchers towards glasses or contact lenses [1].
Local transport concessions
Free bus travel rules vary regionally [2]:
- England (excluding London and Merseyside): Generally linked to State Pension age (currently 66+) [2].
- Scotland, Wales, and Northern Ireland: You can apply for a free bus pass from age 60 [2].
- London: The 60+ London Oyster photocard allows free travel on certain services from age 60, with some time restrictions [2].
Means-tested benefits
While not universal, additional support is available for those over 60 on low incomes [1]. This includes free NHS dental treatment for those on Pension Credit Guarantee Credit [1] and the Warm Home Discount Scheme for eligible individuals [1]. A free TV licence is available for households with someone aged 75 or over receiving Pension Credit [4].
Discounts and perks for the over-60s
Many private companies offer discounts. Proof of age is often required [3].
Travel discounts
- Senior Railcard: Available to anyone 60+ for a third off most rail fares across Great Britain (for a fee) [2].
- Senior Coachcard: National Express offers discounts for seniors [3].
- Travelodge: Provides discounts on hotel stays [3].
Leisure and entertainment
Many venues offer concessions [3].
- Cinemas: Chains like ODEON and Vue have senior-specific screenings or reduced prices [3].
- Theatres: Offer discounted tickets for certain performances [3].
- Museums and heritage: Organisations like the National Trust and English Heritage provide discounted memberships, and many local places offer entry concessions [3].
Retail and shopping
Several retailers offer benefits [3].
- Boots: Over-60s Advantage Card holders get extra points and offers [3].
- Specsavers: Provides a 20% discount on glasses and lenses [3].
- Iceland and The Food Warehouse: Offer a weekly 10% discount for shoppers aged 60 and over [3].
Comparison table of key UK-wide and regional benefits at 60
| Benefit | England | Scotland | Wales | Northern Ireland |
|---|---|---|---|---|
| Free Prescriptions | Yes (age 60+) [1] | Yes (all ages) [1] | Yes (all ages) [1] | Yes (all ages) [1] |
| Free Bus Pass | State Pension age (currently 66+), with exceptions in London (60+) and Merseyside (60+) [2] | Yes (age 60+) [2] | Yes (age 60+) [2] | Yes (age 60+) [2] |
| Free NHS Sight Test | Yes (age 60+) [1] | Yes (all ages) [1] | Yes (age 60+) [1] | Yes (age 60+) [1] |
| Senior Railcard | Yes (age 60+) [2] | Yes (age 60+) [2] | Yes (age 60+) [2] | No (but can be used) [2] |
How to check for additional help
If you're on a low income, explore additional benefits [5]. The government's GOV.UK website provides support information for over-60s, including benefit calculators [5]. Charities like Age UK also offer advice [1]. It's crucial to check eligibility as you might be missing out on financial help [5].
Staying updated
Benefit rules and concessions can change, so periodically reviewing entitlements is recommended [2]. Factors like changes to the State Pension age or local schemes can affect eligibility [2]. Staying informed ensures you make the most of available resources [2].
Conclusion
Turning 60 in the UK provides access to various free and discounted benefits, though specifics vary by location [1, 2]. Key free benefits include NHS prescriptions in England and NHS sight tests across the UK [1]. Bus pass eligibility differs regionally [2]. By understanding these variations and exploring private company discounts, you can enjoy a more affordable lifestyle [3]. Proactively checking eligibility for both state and private benefits is key to unlocking valuable savings [5].
