Considering Alternatives to AARP
For many older adults, the decision to join a membership organization goes beyond simply finding discounts. It often involves aligning with a group's advocacy priorities and overall mission. While AARP is a well-known name, its political positions have led many to seek other options. A growing number of organizations now cater to this demographic, offering comparable benefits but with different focuses. Understanding these groups is the first step toward finding the right fit for your personal values and needs.
Association of Mature American Citizens (AMAC)
The Association of Mature American Citizens (AMAC) is frequently cited as a conservative alternative to the AARP.
- Founded: 2007 by Daniel C. Weber.
- Mission: To help seniors fight high taxes, reduce excessive government involvement, and preserve American values.
- Benefits: Similar to AARP, AMAC offers a wide array of discounts on insurance, travel, health and wellness, retail, and more.
- Political Stance: Outspoken conservative advocacy group.
60 Plus Association
The 60 Plus Association is another conservative advocacy group that promotes free-market solutions for seniors.
- Founded: 1992.
- Mission: Lobby for free enterprise, less government, and fewer taxes. Key issues include eliminating the federal estate tax and privatizing Social Security.
- Benefits: Offers discounts on travel, entertainment, dental, vision, and hearing services.
- Political Stance: Pro-Republican Party and staunchly conservative.
Alliance for Retired Americans (ARA)
The Alliance for Retired Americans (ARA) is an organization with a more progressive political viewpoint, often aligning with organized labor.
- Founded: Relaunched in 2001.
- Mission: Protect and expand Social Security and Medicare benefits.
- Benefits: Focuses more on advocacy and political action, though it may offer some benefits and resources to members.
- Political Stance: Politically active and often at odds with AARP on specific issues, such as the 2003 Medicare prescription drug debate.
American Seniors Association (ASA)
Founded in 2005, the American Seniors Association (ASA) presents itself as another conservative option for older adults.
- Founded: 2005.
- Mission: Built on five foundations: rebuilding national values, Social Security reform, Medicare reform, tax code reform, and controlling government overspending.
- Benefits: Provides access to benefits on insurance, travel, and health and wellness.
- Political Stance: Generally conservative, similar to AMAC.
AAA (American Automobile Association)
While not a senior-specific organization, AAA offers a wide array of benefits that compete with senior groups, especially for those who prioritize travel and auto-related services.
- Eligibility: All ages, with specific benefits for older adults.
- Benefits: Renowned for roadside assistance, travel discounts, and car insurance. AAA also offers travel planning, hotel, and rental car discounts that rival those of AARP.
Comparison of Senior Advocacy and Membership Organizations
To help you decide which organization is the best fit, here is a comparison of AARP and its primary alternatives based on key features:
| Feature | AARP | AMAC | 60 Plus Association | AAA |
|---|---|---|---|---|
| Primary Focus | Member benefits, discounts, advocacy | Conservative advocacy, discounts | Conservative advocacy, free-market | Travel, auto services, discounts |
| Political Stance | Nonpartisan (often perceived as liberal) | Conservative | Conservative, pro-GOP | Nonpartisan |
| Membership Cost (Annual) | $16 (2024) | $16 (2024) | $12 to $48, lifetime available | Varies by state and plan |
| Key Benefits | Insurance, travel, dining, tech, retail, auto | Insurance, travel, health, finance, retail | Discounts on travel, entertainment, health | Roadside assistance, travel discounts, insurance |
| Medicare Services | Partners with UnitedHealthcare for plans | Advisors partner with carriers for policies | Focuses on advocacy over specific plans | Does not focus on Medicare plans |
| Advocacy | Wide range of issues for adults 50+ | Pro-small government, tax reduction | Pro-privatization, anti-tax | Focuses on road safety, transportation |
Considerations for Choosing an Alternative
When evaluating organizations, several factors should guide your decision:
- Political Alignment: Your personal political views may heavily influence which organization you choose. If AARP's stances don't align with your own, conservative options like AMAC or the 60 Plus Association might be preferable.
- Member Benefits: The value of discounts and services can vary significantly. Consider which benefits you will use most often. If your primary goal is insurance or roadside assistance, a comparison between AARP and AAA or specific insurance partnerships might be most useful.
- Cost: Membership fees differ, as does the value received. Some organizations offer lifetime memberships or multi-year discounts that could be more cost-effective in the long run.
- Specific Services: If you have a specific need, such as Medicare guidance or travel planning, research which organization has the strongest offering in that area.
- Community Focus: Some organizations focus on social engagement and local community centers, which might be a better fit for those seeking a more personal connection with other older adults.
Conclusion
Ultimately, there is no single best alternative to the AARP, as the right choice depends on your individual needs, political beliefs, and desired benefits. For those seeking a conservative counterpoint with similar benefits, AMAC or the 60 Plus Association are strong contenders. If your main interest is auto and travel discounts, AAA offers a highly competitive program. For those concerned with progressive policy advocacy, the Alliance for Retired Americans is a solid option. By carefully weighing your priorities against the offerings of each organization, you can find a membership that best serves your interests and enriches your life as an older adult. For a more detailed comparison of specific benefits like insurance plans, it's recommended to visit the organizations' respective websites, such as HelpAdvisor.com, which provides a side-by-side analysis of AARP and AMAC.
Beyond Membership Organizations
It is also worth noting that many resources for older adults exist outside of these large membership groups. Community senior centers, nonprofit organizations like the National Council on Aging (NCOA), and local government services offer valuable support, often at little to no cost. These options can provide everything from social activities and educational workshops to nutrition assistance and transportation. Combining local resources with a targeted membership organization can be the most effective strategy for maximizing benefits and support in retirement.
