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What is the Cheapest Way to Have a Landline for Home Reliability?

4 min read

Despite the rise of mobile phones, about half of Americans aged 65 and over still have a landline [1.5.1]. For those prioritizing reliability and budget, knowing what is the cheapest way to have a landline is crucial for staying connected without overspending.

Quick Summary

The most affordable landline options are typically Voice over IP (VoIP) services, with some plans under $10 per month. Government programs like Lifeline can also significantly reduce costs for eligible low-income seniors on qualifying plans.

Key Points

  • VoIP is Cheapest: Voice over IP (VoIP) services offer the lowest monthly prices, often under $10, by using your existing internet connection [1.3.5].

  • Traditional is Reliable: Traditional landlines are more expensive but are highly reliable, as they can work during power outages and don't require internet [1.7.1].

  • Lifeline Reduces Cost: The federal Lifeline program provides a monthly discount of up to $9.25 for eligible low-income households on phone or internet service [1.4.1].

  • Device vs. Subscription: Some VoIP services like Ooma require an upfront device purchase for very low monthly fees, while others have a low monthly subscription [1.3.2].

  • Bundling Required: Major providers like Verizon often require you to bundle a digital home phone with a more expensive internet or TV package [1.8.1].

  • Hidden Fees: Be aware of hidden fees and taxes on all services, which can increase the advertised monthly price, especially with traditional carriers [1.7.2].

In This Article

The Enduring Value of a Home Landline

In an increasingly wireless world, the traditional home phone line, or landline, remains a vital tool for many, especially seniors. Landlines are prized for their reliability, consistent call quality, and the fact they don't depend on cellular reception, which can be inconsistent. A key safety advantage is that landline phones can maintain service during power outages, and emergency services can precisely locate the caller's address [1.7.1]. Given these benefits, finding an affordable way to maintain this service is a top priority for those on a fixed income.

VoIP: The Most Budget-Friendly Landline Alternative

Voice over Internet Protocol (VoIP) service is consistently the most inexpensive way to get landline functionality. Instead of using traditional copper phone wires, VoIP transmits calls over your existing high-speed internet connection [1.6.4]. This technology dramatically cuts costs and often includes more features than basic landline plans.

Leading Low-Cost VoIP Providers

  1. Voiply: Often cited as one of the cheapest options, Voiply offers plans starting around $8.95 per month [1.3.5]. These plans typically include unlimited nationwide calling and a suite of features like caller ID, call waiting, and voicemail, making it an attractive option for budget-conscious users [1.7.1].
  2. Ooma: Ooma operates on a slightly different model. You purchase the Ooma Telo device (which can cost between $79.99 and $99.99), and then your basic phone service is effectively free—you only pay for applicable monthly taxes and fees [1.3.2, 1.6.2]. This can be extremely cost-effective in the long run. They also offer premium plans with more advanced features.
  3. magicJack: Another device-based service, magicJack requires an initial hardware purchase. It offers very low annual renewal rates for unlimited local and long-distance calling in the U.S. and Canada.

How VoIP Works

  • Requirement: A reliable broadband internet connection is necessary.
  • Setup: You connect a small adapter or a base station (like the Ooma Telo) to your internet router. Then, you plug your existing standard home phone into the adapter.
  • Pros: Significantly lower monthly costs (50-75% savings over traditional lines), extensive features included, and the ability to keep your existing phone number [1.6.4].
  • Cons: Service depends on your internet connection and power. If your internet goes down or you lose power, your phone service will also go out unless you have a battery backup [1.8.1].

Traditional Landline Services: Reliability at a Higher Cost

For those who prefer a true landline that doesn't rely on the internet, major telecommunications companies still offer these services, though often at a higher price point and with decreasing availability.

  • AT&T: AT&T offers traditional landline plans, but they can be expensive. A basic plan with unlimited local calls can cost around $51 per month before taxes and fees, with additional charges for features like call waiting or long-distance calling [1.7.2]. Bundling with their internet service may offer a lower initial price, around $22.99 per month, but this is still a digital phone service [1.7.1].
  • Verizon: Verizon's Fios Home Phone is a digital VoIP service that must be bundled with one of their internet or TV plans. The phone portion can cost as little as $25-$30 per month, but the total package cost will be significantly higher, starting around $75-$80 per month for the bundle [1.8.1, 1.8.4].
  • Other Carriers: Providers like Spectrum and Xfinity also offer home phone services, typically as a VoIP service bundled with internet. Spectrum Voice starts at around $14.99/month, and Xfinity Voice is priced around $20-$30/month [1.3.5].

Government Assistance: The Lifeline Program

For low-income individuals, the federal Lifeline program is a critical resource that can make phone service affordable. This program is not a service provider itself but offers a monthly discount on phone or internet service from participating companies [1.4.1].

  • Benefit: Provides a discount of up to $9.25 per month on a qualifying phone or internet plan [1.4.1]. For eligible residents on Tribal lands, the discount can be up to $34.25 per month [1.4.1].
  • Eligibility: You can qualify if your income is at or below 135% of the Federal Poverty Guidelines or if you (or someone in your household) participate in programs like SNAP, Medicaid, SSI, or Federal Public Housing Assistance [1.4.1, 1.9.1].
  • How to Apply: You must first apply through the National Verifier system to confirm your eligibility. Once approved, you can enroll with a participating phone company in your state [1.4.1]. To learn more and check your eligibility, you can visit the official FCC Lifeline Program website [1.4.1].

Comparison of Low-Cost Landline Options

Feature VoIP (e.g., Voiply, Ooma) Traditional Landline (e.g., AT&T) Lifeline Discount
Technology Internet-based (VoIP) [1.6.4] Copper wire network [1.6.4] Discount on service
Avg. Monthly Cost $8.95 - $20 (plus taxes/fees) [1.3.5] $40 - $70+ (plus taxes/fees) [1.7.2, 1.3.5] Up to $9.25 monthly discount [1.4.1]
Requires Internet? Yes [1.6.4] No [1.7.1] Depends on the chosen plan
Works in Power Outage? No (unless you have battery backup) [1.8.1] Yes [1.7.1] Depends on the chosen service
Key Features Caller ID, voicemail, call waiting often included [1.3.2] Often costs extra for features [1.7.2] N/A

Conclusion: Finding the Best Fit for Your Needs

For the absolute lowest monthly cost, a VoIP service like Voiply or Ooma is the clear winner, provided you have a stable internet connection. These services deliver significant savings and a rich feature set [1.6.5]. However, for seniors who prioritize reliability above all else, especially for emergency situations, the higher cost of a traditional landline might be a worthwhile investment due to its ability to function during power outages. Before making any decision, eligible individuals should always apply for the Lifeline program, as the monthly discount can make either a VoIP or a traditional plan much more affordable.

Frequently Asked Questions

Yes, you can get a traditional landline from companies like AT&T in certain areas, which operates over copper phone lines and does not require internet. However, most modern and cheaper 'landline' services are actually VoIP and do require a broadband connection [1.7.1, 1.6.4].

You can qualify for the Lifeline program if your household income is at or below 135% of the Federal Poverty Guidelines or if you participate in federal assistance programs such as Medicaid, SNAP, SSI, or Veterans Pension and Survivors Benefit [1.4.1].

A traditional landline is generally considered more reliable, especially during a power outage [1.7.1]. A VoIP service depends on your internet and electricity, so if either goes out, your phone service will too, unless you have a battery backup for your modem and VoIP adapter [1.8.1].

The average monthly cost for a basic traditional landline typically ranges from $20 to $50, but can be higher depending on the provider, location, and any added features. For example, some basic AT&T plans can be around $40-$60 before fees [1.3.5, 1.7.3].

Yes, in most cases, you can transfer, or 'port,' your existing phone number to a new VoIP service provider. The providers typically guide you through this process when you sign up.

You will need a high-speed internet connection, a router, and a VoIP adapter or base station (like an Ooma Telo), which is often provided or sold by the service provider. You can then plug your regular home phone into this device [1.3.2, 1.3.5].

Based on current offerings, VoIP providers like Voiply offer some of the cheapest plans, starting at just $8.95 per month [1.3.5]. This is significantly less than most traditional landline services.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.