AARP does not offer its own branded phone plan, but rather partners with specific mobile carriers to provide exclusive benefits and discounts for its members. The primary partner is Consumer Cellular, which offers a range of flexible and affordable plans that include special pricing for AARP members. This partnership allows seniors to get tailored service at a lower cost than many major competitors.
Consumer Cellular: AARP's Main Phone Plan Partner
Consumer Cellular is the most prominent and direct provider of AARP-discounted phone plans. The company is known for its no-contract, senior-friendly approach, and it offers specific perks for members, including:
- Monthly Service Discount: AARP members receive a 5% discount on their monthly service charges.
- Accessory Discounts: Members also get a 30% discount on select accessories, such as cases and chargers.
- Extended Risk-Free Guarantee: For AARP members, the money-back guarantee period is extended to 45 days, compared to the standard 30 days.
- Exclusive Two-Line Unlimited Plan: One of the most popular deals is an exclusive unlimited plan for two lines costing just $55 per month for AARP members. This breaks down to a very affordable $27.50 per line.
Consumer Cellular plan options and pricing
Consumer Cellular offers a variety of plans, so members can choose one that best fits their usage habits. With the AARP discount, prices are even more competitive. A single line plan with 1 GB of data might cost around $20 per month before the 5% discount is applied, while their base unlimited plan is priced at $50 per month. The most notable and value-driven option is the two-line unlimited data plan at $55 for AARP members.
Comparison of AARP-eligible Phone Plans
Comparing different carriers is essential for AARP members to find the best value, as several providers offer senior-focused plans or discounts. The table below highlights key plan features and prices from Consumer Cellular and other providers with senior programs.
| Feature | Consumer Cellular (with AARP Discount) | AT&T (Unlimited 55+) | T-Mobile (Essentials Choice 55+) |
|---|---|---|---|
| Starting Price (Single Line) | Varies; as low as ~$19/month after 5% discount on base plan | $40/month | $45/month |
| Unlimited Data (Single Line) | ~$47.50/month after 5% discount | $40/month | $45/month |
| Unlimited Data (Two Lines) | $55/month ($27.50/line) | $70/month ($35/line) | $55/month ($27.50/line) |
| Network Coverage | AT&T and T-Mobile | AT&T | T-Mobile |
| Contracts | No contract | No long-term contract implied; autopay required for best pricing | No contract |
| Eligibility | AARP members | Age 55+ nationwide | Age 55+ |
How to evaluate and choose an AARP-friendly plan
When selecting a phone plan with AARP benefits, consider the following factors to ensure you choose the best option for your needs:
- Actual Usage: Think about your typical phone habits. Do you mostly make calls and send texts, or do you stream videos, browse the web, and use social media? If you use little data, a low-cost, limited-data plan from Consumer Cellular might be most economical. For heavy data users, the $55 unlimited two-line plan is an excellent value.
- Network Coverage: Consumer Cellular operates on the AT&T and T-Mobile networks, so you should check their coverage maps for reliability in your area. If you live in an area with poor coverage from those providers, the direct senior plans from AT&T or T-Mobile might offer better service.
- Number of Lines: If you need a plan for two people, the $55 unlimited plan from Consumer Cellular is particularly compelling and competitive with other carriers' senior-specific offers. For a single line, comparing the discounted rate from Consumer Cellular to other providers like AT&T and T-Mobile is worthwhile.
- Added Benefits: Beyond price, consider other perks. Consumer Cellular includes a 45-day guarantee and accessory discounts for AARP members, while T-Mobile's premium 55+ plan offers perks like Netflix. Look for the total package that offers the best blend of cost and features.
Steps to secure an AARP discount
To get the discount from Consumer Cellular, you will need to provide your AARP membership number. This can often be done during the sign-up process online or by calling their customer service. If you aren't already an AARP member, you can often join during the checkout process for added convenience.
Conclusion
While AARP does not sell phone plans directly, its partnership with Consumer Cellular provides significant savings opportunities for members. Prices for AARP-eligible plans from Consumer Cellular can range from as low as ~$19/month for a single-line basic plan to a highly competitive $55/month for two unlimited lines. The ultimate price depends on the plan, data needs, and the number of lines. Other providers like AT&T and T-Mobile also offer compelling 55+ plans, so comparing the options is recommended to find the best deal. For a simple, affordable, and flexible option with a strong AARP tie-in, Consumer Cellular remains a leading choice.
Check out current AARP member benefits with Consumer Cellular here.
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