What percentage of people over 65 live with family members?

Oct 22, 2025 4 min read •

senior care Healthy Aging Multigenerational Living

While historical norms have changed, recent data provides a clearer picture of senior living arrangements. According to a 2023 report from the Administration for Community Living, a notable percentage of people over 65 live with family members other than a spouse, a number that reflects evolving social and economic dynamics in the U.S.

Quick Summary

Based on 2023 data from the U.S. Administration for Community Living, approximately 13% of people aged 65 and older living in the community reside with family members other than a spouse or partner, a trend influenced by factors like economics and caregiving needs.

Key Points

Current Statistics: Approximately 13% of people over 65 live with family members other than a spouse, based on 2023 data from the Administration for Community Living.
Growing Trend: The number of multigenerational households has been steadily increasing since the 1970s, accelerating around the 2007–2009 recession and during the COVID-19 pandemic.
Economic Drivers: Rising housing costs and the potential for shared expenses are major reasons families choose to live together, benefiting both younger and older generations financially.
Caregiving Needs: The demand for eldercare is a significant factor, with many families opting for a shared living arrangement to provide mutual support for aging parents.
Varied Experiences: The benefits of multigenerational living, such as emotional support and stronger family bonds, must be balanced against potential challenges like privacy issues and caregiver stress.
Cultural Influences: Certain racial and ethnic groups show a higher propensity for multigenerational living, a cultural factor that contributes to the national trend.

The Latest Statistics on Senior Living Arrangements

To understand what percentage of people over 65 live with family members, it is important to consider the most recent data available. In their 2023 Profile of Older Americans, the U.S. Administration for Community Living (ACL) breaks down the living arrangements for the population aged 65 and older. The report reveals that the majority of older adults live with a spouse or partner (59%) or live alone (28%). This indicates that the remaining portion, approximately 13% of older adults living in the community, resides with other family members, such as adult children or grandchildren.

This statistic represents a snapshot in time and reflects a broader trend of multigenerational living that has been gaining traction in the U.S. for several decades. The composition of these households is also varied; some older adults move into their children's homes, while others have younger family members move in with them, often for mutual support.

Historical Trends of Multigenerational Households

The current data contrasts with historical patterns of senior living. Multigenerational households were the norm in the U.S. prior to the mid-20th century. With the establishment of programs like Social Security and Medicare, and greater economic prosperity, more seniors gained the financial independence to live on their own. By the 1990s, the percentage of seniors living with relatives had dropped significantly.

However, a steady reversal of this trend began around the turn of the 21st century. Data from the Pew Research Center indicates that multigenerational living has increased steadily since the 1970s, with a more pronounced acceleration during the Great Recession of 2007–2009. This upward trend continues today, driven by a new set of economic and social factors. The COVID-19 pandemic also played a significant role, with many families re-evaluating their living situations to provide closer care and support for older relatives.

Key Factors Driving Multigenerational Living

Several key factors contribute to the decision for older adults to live with family members:

Economic Pressures: Rising housing costs, inflation, and a general desire for financial stability are major motivators. Sharing household expenses can alleviate the financial burden for all generations. For seniors on a fixed income, this can be especially beneficial, while younger adults might be able to save for a home down payment.
Caregiving Needs: The need for eldercare is a significant driver. Many families choose multigenerational living to provide direct support for aging parents who require assistance with daily activities, medication management, or medical appointments. This arrangement can be a more cost-effective alternative to professional in-home care or assisted living facilities.
Cultural Traditions: For many racial and ethnic groups, multigenerational living has always been a more prominent cultural norm. For example, Asian, Black, and Hispanic Americans are more likely than White Americans to live in these arrangements, a factor that contributes to the overall trend as the country's demographics shift.
Emotional and Social Well-being: Multigenerational households can offer seniors increased companionship and reduce feelings of loneliness and isolation, which have been shown to have negative health impacts. The daily interaction with family members, especially grandchildren, can provide a sense of purpose and boost mental and emotional health.

The Benefits and Challenges of Living with Family

While the reasons for moving in together are often positive, the arrangement is not without its complexities. A thoughtful approach and open communication are essential for a successful multigenerational household.

Benefits of Multigenerational Living

Strengthened Bonds: Daily interaction and shared experiences can deepen relationships between different generations.
Built-in Support System: Caregiving and childcare tasks can be shared, reducing the burden on any single individual.
Financial Advantages: Pooling resources can significantly lower overall household expenses.
Reduced Isolation: Seniors benefit from a constant sense of companionship, leading to better mental health outcomes.

Challenges of Multigenerational Living

Privacy and Space: Lack of personal space can be a common concern, as different generations have different routines and privacy needs.
Caregiver Burnout: Family caregivers, particularly those providing intensive care, can experience significant emotional and physical stress.
Balancing Independence: Older adults may struggle with perceived loss of independence when moving in with family, while younger generations may feel constrained by the responsibilities.
Financial Strain: Despite the potential for savings, caregivers can face financial pressure from lost income or increased medical and household costs.

Multigenerational Households vs. Other Living Arrangements


Feature	Multigenerational Household	Independent Living	Assisted Living Facility
Cost	Typically lower per person due to shared expenses.	Can be high, especially in areas with high cost of living.	Very high; includes housing, care, and services.
Social Interaction	High, daily interaction with multiple generations.	Variable, depends on individual's social network and mobility.	High, with peers and staff, but potentially less intimate family contact.
Caregiver Availability	Immediate and consistent, but can lead to burnout for family members.	Requires arranging and paying for external care services.	24/7 professional care and supervision available.
Privacy Level	Lower, requires clear boundaries and personal spaces.	High, full control over personal space.	Varies by facility and personal accommodation.
Flexibility	Highly flexible, can adapt to changing family needs.	High, but can be limited by health or mobility issues.	Lower, dependent on the facility's rules and services.

Conclusion: A Growing and Adaptable Trend

The percentage of people over 65 living with family members is a dynamic figure, shaped by a complex interplay of personal, social, and economic factors. While not the majority, the trend towards multigenerational living is on the rise, offering potential benefits like stronger family bonds and financial stability. Understanding the motivations and challenges is key for families navigating this decision. Clear communication and a focus on both shared and private spaces can help create a harmonious and supportive environment for all generations involved.

For more information on the demographics of older adults and the trends affecting them, you can explore reports from the National Council on Aging.

Frequently Asked Questions

A multigenerational household is typically defined as a home where two or more adult generations live under the same roof. This can include grandparents living with their adult children and grandchildren, or an adult child moving back in with their parent(s).

The percentage of seniors living with family declined significantly in the mid-20th century but has been on the rise again since the 1970s. Economic pressures and increased caregiving needs are reversing earlier trends toward more independent living for seniors.

For seniors on a fixed income, living with family can significantly lower their living expenses by sharing costs like housing, utilities, and groceries. It can also provide a buffer against unexpected medical or caregiving costs.

Caregivers may face significant challenges, including financial strain, emotional and physical stress, and isolation. It is crucial for caregivers to have a support system and practice self-care to avoid burnout.

Yes, statistics show that certain racial and ethnic groups have a higher prevalence of multigenerational living compared to others. For many of these communities, living with extended family is a deeply rooted cultural tradition.

Common reasons include needing eldercare, economic pressures such as rising housing costs, cultural expectations, and a desire to strengthen family bonds and prevent loneliness.

To ensure a smooth transition, families should have open conversations about expectations, set clear boundaries, plan for private and shared spaces, and develop strategies for handling shared responsibilities and financial matters. Focusing on communication is key to a successful arrangement.

References

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.