What Senior Discounts Start at 55? The Top Categories
Reaching age 55 can be a golden opportunity to unlock significant savings across various categories. The key to maximizing these benefits is knowing where to look and, in some cases, being prepared to show proof of age. Many major companies and local businesses alike offer discounts, but it is always wise to confirm details as promotions can change and vary by location.
Retail and Apparel Savings at 55+
Many retailers recognize the buying power of the 55+ demographic by offering regular discounts. Some require a loyalty program enrollment, while others simply need you to show identification. These deals can be especially valuable on top of existing sales, compounding your total savings. Some examples include:
- Michaels: Customers 55 and older can receive 10% off their entire purchase, including sale items, every day when they are enrolled in the Michaels Rewards program.
- Ross Dress for Less: Shoppers who are 55 or older get 10% off on Tuesdays by joining the Every Tuesday Club.
- Goodwill: Many locations offer weekly discount days with 10% to 25% off for seniors 55+, though the specific day can vary by store.
- Fred Meyer: On the first Tuesday of every month, those 55+ can save 10% on select items.
- JOANN: Senior Discount Day, which often varies by location, provides a 20% discount for shoppers aged 55+.
Dining Deals for the 55+ Crowd
Eating out doesn't have to break the bank. Numerous restaurants provide special menus or discounts for those 55 and up. While some offers are available any day, others are on specific days or require an AARP membership. A few popular options include:
- Denny's: Has a dedicated 55+ menu with special pricing and portion sizes. AARP members can also receive an additional 15% off their check.
- IHOP: Also offers a 55+ menu with discounted prices on certain breakfast, lunch, and dinner items.
- Chili's: Offers 10% off for customers age 55 and older at participating locations.
- Dairy Queen: Participating locations may offer a discount of 10% for seniors 55+.
Travel and Entertainment Discounts
Planning a trip or an evening out can be much more affordable with senior pricing. Many hotels, car rental companies, and cruise lines offer significant savings for guests starting at age 55.
- Hertz Car Rental: The Fifty Plus Program offers travelers 50 and older up to 20% off base rates.
- Best Western: Guests aged 55 and older can enjoy discounted room rates.
- Carnival Cruise Lines: Provides special rates on select cruises for adults 55+.
- Royal Caribbean: Offers special deals on select cruises for those 55 and over.
Mobile and Technology Discounts
Cell phone plans and other technology-related services are another area where savings are available. These plans are often tailored to the needs of older adults and come with a more budget-friendly price tag.
- T-Mobile: Offers several discounted plans for those 55 and older, with unlimited talk, text, and data options.
- Verizon: Has a 55+ unlimited plan available in Florida, with discounted rates for one or two lines.
- AT&T Wireless: Florida residents 55 and older can also access specific senior plans.
The Power of an AARP Membership
While many people associate AARP with retirement, membership is open to anyone aged 18 and older, and provides access to hundreds of discounts, even if you are under 55. However, many of the most valuable perks, including car and home insurance from The Hartford, are targeted toward the 50+ demographic. Leveraging an AARP card can open up a wider range of savings opportunities at various businesses, often superseding standalone senior deals.
| Category | Examples of 55+ Specific Discounts (No AARP Required) | Examples of AARP-Specific Discounts (50+ to join) |
|---|---|---|
| Retail | Michaels (10%), Ross (10%), Goodwill (10-25%), Fred Meyer (10%) | UPS Store (15% shipping), Target (eyewear discounts), Walgreens (extra points) |
| Dining | Denny's (55+ menu), IHOP (55+ menu), Chick-fil-A (10%), Chili's (10%) | Outback Steakhouse (10%), Carrabba's (10%), Denny's (15%), Bonefish Grill (10%) |
| Travel | Best Western (room rates), Carnival Cruises (select deals), Royal Caribbean (select deals), Hertz (up to 20%) | Avis (up to 35%), Budget (up to 35%), Hilton (up to 7%), Wyndham Hotels (extra savings) |
| Technology | T-Mobile (55+ plans), Verizon (Florida-specific 55+ plans), AT&T (Florida-specific 55+ plans) | Consumer Cellular (5%), AT&T (plan discounts) |
Making the most of your 55+ discounts
To get the most out of your potential savings, you'll need to be proactive. First, remember to always carry a form of identification that shows your birthdate. Secondly, make it a habit to simply ask about a senior discount. Many businesses, especially local ones, don't advertise these deals but will offer them if asked. Lastly, remember that some discounts may require membership in specific programs, like a store's loyalty program or AARP, so sign up for relevant ones in advance. A complete list of benefits and a guide on joining can be found on the official AARP website.
Conclusion
Turning 55 marks a new stage filled with rewarding opportunities for savings. From everyday retail and dining purchases to major expenses like travel and technology, a multitude of companies offer discounts to acknowledge and reward their 55+ customers. By simply asking and doing a little research, you can unlock a wealth of deals that help your budget go further, allowing you to enjoy your money and your years to come.
