Skip to content

Which of the following is the most common type of long-term care?

4 min read

According to the U.S. Department of Health and Human Services, more than 80% of long-term care is provided at home by unpaid caregivers. This makes home care the most common type of long-term care, far exceeding institutional options like nursing homes and assisted living facilities.

Quick Summary

The most common form of long-term care is home-based care, primarily provided by unpaid family members. This contrasts with facility-based options like assisted living and nursing homes, reflecting a strong preference for seniors to age in place.

Key Points

  • Home-Based Care is Most Common: The majority of long-term care is provided in the individual's home, with family and friends serving as the primary, unpaid caregivers.

  • Prevalence of Aging in Place: A strong preference exists for seniors to remain in their own homes, which is supported by a mix of family support and paid Home and Community-Based Services (HCBS).

  • Unpaid Care is Extensive: Unpaid family members, partners, and friends provide over 80% of long-term care, handling personal tasks like bathing and dressing.

  • Costs Vary by Setting: While home care can be cheaper than facility-based options, costs fluctuate based on the level of care required. Skilled nursing facilities are typically the most expensive.

  • Pandemic Accelerated Home Care Trend: The COVID-19 pandemic heightened safety concerns about congregate settings, accelerating the demand for and innovation in home-based care options.

  • Facility Alternatives for High Needs: For individuals requiring more comprehensive or 24/7 care, alternatives like assisted living and skilled nursing homes are available, offering different levels of support.

In This Article

Home-Based Care: The Most Prevalent Long-Term Care

When considering long-term care, many immediately think of nursing homes, but this is a misconception. Home-based care, supported largely by family caregivers, is the most common type of long-term care. This trend of “aging in place” is driven by a desire for independence, comfort, and familiarity. Families are turning to various in-home and community-based services to make this a reality.

The Role of Unpaid Family Caregivers

Unpaid caregivers, including partners, family members, and friends, provide a significant portion of home-based long-term care. Their assistance covers a wide range of needs, from basic personal care like bathing and dressing to managing medications. While this arrangement can be emotionally rewarding, it also presents challenges, including the physical and emotional toll on the caregiver and the potential need for professional services as needs increase.

The Rise of Home and Community-Based Services (HCBS)

To support aging in place, a wide array of paid services and programs have emerged. These Home and Community-Based Services (HCBS) are essential for supplementing the care provided by family members. They enable seniors to stay in their homes while receiving necessary support. Some of the most common HCBS include:

  • Home Health Aides: These professionals provide direct, hands-on help with activities of daily living (ADLs), such as grooming, eating, and mobility.
  • Meal Programs: Services like Meals-on-Wheels ensure that seniors who have difficulty cooking receive nutritious food.
  • Adult Day Care Centers: These facilities offer a safe, supervised environment for seniors during the day, providing social activities and meals.
  • Transportation Services: These services help seniors attend medical appointments and other outings, maintaining their connection to the community.
  • Telehealth and Remote Monitoring: Technology is playing an increasing role in home-based care, allowing for remote health monitoring and virtual consultations.

Facility-Based Alternatives to Home Care

While home care is most common, other options exist for those who require more comprehensive or round-the-clock supervision. These alternatives offer different levels of care, cost, and independence.

Assisted Living Facilities

Assisted living communities provide a blend of independent living and personal care services. Residents typically have their own apartments or rooms and access shared common areas. Services can include meal preparation, housekeeping, medication management, and assistance with ADLs. This environment is ideal for those who need some support but do not require 24/7 skilled nursing care. According to the AHCA/NCAL, assisted living residents often need help with just a few activities of daily living, most commonly bathing and walking.

Nursing Homes

Nursing homes, or skilled nursing facilities, provide the most intensive level of long-term care outside of a hospital. They are staffed by licensed medical professionals who provide round-the-clock care and supervision. Nursing homes are designed for individuals with complex medical needs, severe mobility issues, or chronic illnesses that require constant monitoring. This level of care is typically the most expensive.

Other Residential Options

Less common residential options include Continuing Care Retirement Communities (CCRCs), which offer a continuum of care on one campus, from independent living to skilled nursing. Board and care homes, smaller residential facilities with fewer residents, offer a more intimate, home-like setting with personalized care. Memory care units are specialized facilities designed for individuals with Alzheimer's disease and other forms of dementia.

Comparison of Common Long-Term Care Options

Feature Home-Based Care Assisted Living Skilled Nursing (Nursing Home)
Level of Care Non-medical to skilled medical care, depending on needs Personal care and some medical support 24/7 skilled nursing and medical care
Environment The individual's own home Apartment or private room within a community Shared or private room in a medical facility
Independence Highest, allowing for maximum autonomy Moderate, with support available as needed Lowest, with constant supervision
Primary Provider Unpaid family/friends, professional aides Trained staff, nursing assistants Licensed nurses, medical professionals
Cost Varies widely; often less than facility care unless 24/7 Typically mid-range Most expensive

The Driving Trend: Why Home Care is Most Common

Several factors contribute to the predominance of home-based care. One of the most significant is the powerful preference among seniors to “age in place”—to remain in their own homes for as long as possible. The comfort of a familiar environment, surrounded by personal belongings and memories, provides a significant psychological benefit. The flexibility and personalization of home care, which can be tailored to an individual’s specific needs, also make it an attractive option.

Cost is another major consideration. For those who do not require round-the-clock medical attention, home care is often a more affordable option than a residential facility. While skilled nursing care is the most expensive type of long-term care, hiring a home health aide for a set number of hours per week costs considerably less. The growing availability of technologies like telehealth and remote monitoring further enhances the feasibility of receiving high-quality care at home.

The Impact of the COVID-19 Pandemic

The COVID-19 pandemic further accelerated the trend toward home-based care. With news highlighting the vulnerabilities of institutional settings like nursing homes, many families became more hesitant to place their loved ones in facilities. This spurred greater investment and innovation in home health services, with telehealth and remote monitoring playing a more prominent role. The pandemic underscored the value of maintaining a safe, personal environment for care and highlighted the critical role of unpaid caregivers who stepped up during the crisis.

Conclusion

For many, the most common type of long-term care is not a nursing home but rather, care provided in the comfort of their own home. Supported by a combination of unpaid family caregivers and a growing array of professional home and community-based services, aging in place is the preferred and most prevalent model. While options like assisted living and skilled nursing facilities serve a vital role for those with higher medical needs, the overarching trend is a move toward more personalized, home-based solutions. Understanding these different types of care is crucial for making informed decisions about long-term support for yourself or your loved ones.


https://www.medicare.gov/coverage/home-health-services

Frequently Asked Questions

Home-based care is the most common because most seniors prefer to "age in place"—remaining in the comfort and familiarity of their own homes. A significant portion of this care is provided by family members, supplemented by professional home and community-based services.

Most home-based long-term care is provided by unpaid caregivers, such as family members, friends, and partners. These individuals help with daily personal tasks, and are often supplemented by paid home health aides for more complex needs.

Assisted living provides personal care support in a residential, apartment-like setting for those who need some help but not 24/7 skilled medical care. A nursing home offers the highest level of care with constant medical supervision by licensed professionals, suitable for individuals with more complex health needs.

Medicare covers medically necessary, part-time skilled care at home, such as nursing and therapy services, if ordered by a physician. However, it generally does not cover most long-term custodial care services like help with bathing or dressing.

'Aging in place' refers to the ability of a person to live in their own home or community safely, independently, and comfortably, regardless of age, income, or ability level. Home-based care is essential to achieving this goal for many seniors.

The pandemic accelerated the existing trend toward home-based care. Concerns over safety in congregate facilities led to a greater demand for in-home solutions, and technology like telehealth played a larger role in delivering care remotely.

Home care is often less expensive than a nursing home, particularly if round-the-clock medical care is not required. However, the cost can vary based on the number of hours of care needed per week. Around-the-clock home care can become more expensive than facility care.

References

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.