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Why do Londoners get free travel at 60? The 60+ Oyster Explained

3 min read

In England, the age for free national bus travel is now tied to the State Pension age, yet a unique scheme in the capital allows London residents free transport from 60. This is the official 60+ London Oyster photocard scheme, which was created to bridge the gap left by national pension reforms.

Quick Summary

Londoners gain access to free travel from age 60 through the 60+ Oyster photocard, a separate scheme from the national bus pass, designed to restore travel benefits after the national eligibility age was raised. It’s available exclusively to London residents who meet the age criteria and requires a one-off administration fee, plus an annual renewal to verify residency.

Key Points

  • 60+ Oyster Photocard: London residents get free travel from age 60 on most TfL services through this local scheme.

  • National vs. London Scheme: This differs from the national free bus pass in England, which starts at State Pension age (currently 66).

  • Introduction History: The 60+ Oyster was created by TfL in 2012 to address the gap left by changes to the national scheme.

  • Key Restrictions: Free travel is not permitted during weekday morning peak hours on TfL and National Rail services within London.

  • Difference from Freedom Pass: The 60+ Oyster is for those aged 60 to State Pension age and is valid only in London, whereas the Freedom Pass is for those at or above State Pension age and includes free bus travel across England.

  • Application and Cost: Applying requires an administration fee and an annual residency check with a fee.

In This Article

The Origins of London's 60+ Travel Concession

In 2010, national legislation linked eligibility for the free travel concessionary bus pass across England to the rising State Pension age. This meant many had to wait longer for free bus travel. To address this, the Mayor of London and Transport for London (TfL) introduced the 60+ London Oyster photocard scheme in 2012. Its purpose was to restore travel entitlement for Greater London residents aged 60 or over who were not yet eligible for the national pass. This local policy is funded by TfL and operates differently from the national scheme. The scheme has seen adjustments, including restrictions on weekday morning travel due to funding pressures, particularly exacerbated by the COVID-19 pandemic.

What is the 60+ London Oyster Photocard?

The 60+ London Oyster photocard is a special pass for London residents aged 60 or older who have not yet reached State Pension age. It offers free travel on most TfL services, including buses, the Tube, trams, DLR, London Overground, and many National Rail services within London.

Eligibility Criteria

To get a 60+ Oyster card, you must be:

  • Aged 60 or over.
  • Live primarily in a London borough.

Application Process

Applying is mainly done online via the TfL website. You'll need documents proving your age and London residency, like a passport or driving licence, and a digital photo. There is an administration fee to apply, and an annual check of your address is required to keep the card, with a small fee for this too.

Usage and Restrictions

While beneficial, the 60+ Oyster has limitations:

  • Free travel is restricted on weekdays between 04:30 and 09:00 on TfL services and 04:30 and 09:30 on most National Rail services within London. You must pay to travel during these times.
  • Travel is free at all times on weekends and bank holidays.
  • Discounted fares are available on most river services and the IFS Cloud Cable Car, but travel is not free.
  • The card is only valid within Greater London and cannot be used for travel outside this area.

Freedom Pass vs. 60+ Oyster Photocard: A Comparison

These two passes are for older Londoners but differ in eligibility and benefits.

Feature 60+ London Oyster Photocard Older Person's Freedom Pass
Eligibility Age London residents aged 60 to State Pension age. London residents from State Pension age onwards.
Application Fee A one-off fee, plus an annual renewal check fee. No application fee.
Who provides it? Transport for London (TfL). London Councils, funded by London boroughs.
Geographical Area All TfL services in London. Not valid outside London. All TfL services in London plus free bus travel anywhere in England.
Weekday Peak Restrictions Free travel restricted between 04:30 and 09:00 (TfL) and 04:30-09:30 (National Rail) on weekdays. Disabled person's pass has no restrictions. Older person's pass may have weekday peak travel restrictions.
When does it expire? On eligibility for the Freedom Pass (at State Pension age). Valid for 5 years, then must be renewed.

The Financial and Social Impact of the 60+ Oyster

The 60+ Oyster photocard significantly impacts the lives of older Londoners, helping them stay connected and active, which reduces isolation and benefits health. It supports access to various activities and appointments. However, the scheme's cost to TfL and questions of fairness, with concerns about younger workers subsidising the travel, are debated. The weekday peak travel restrictions were a result of these financial considerations. Supporters argue that the social benefits for an aging population are worth the cost.

Alternatives and Future Considerations

For those outside London or below 60, options like the Senior Railcard offer discounts on national train travel. Other UK regions have their own schemes, but they often differ from the 60+ Oyster. The future of London's unique scheme may depend on discussions between TfL and the central government, with funding and fairness being key issues. For current details or to apply, visit the official Transport for London website.

Conclusion: A Locally-Funded Concession

Londoners can travel for free from age 60 thanks to a specific scheme by Transport for London. This 60+ Oyster photocard was introduced locally to continue offering travel benefits after the national free bus travel age was raised to match the State Pension age. It is a distinct policy that helps older residents in the capital maintain mobility and social engagement before they become eligible for the broader Freedom Pass.

Frequently Asked Questions

No, only London borough residents are eligible for the 60+ Oyster photocard from age 60. Elsewhere in England, the national free bus pass starts at the State Pension age.

The 60+ Oyster is for London residents aged 60 to State Pension age and is for travel within London. The Freedom Pass is for those at or above State Pension age and includes free bus travel across England as well as London transport.

No, free travel is not valid during weekday morning peak hours (04:30–09:00 on TfL services and 04:30-09:30 on most National Rail). Travel is free on weekends and bank holidays.

Yes, there is an administration fee to get the card and an annual fee for residency verification.

Apply online through the TfL website, providing proof of age and London residency, a digital photo, and payment for the fee.

Your 60+ Oyster expires at State Pension age, and you become eligible for a Freedom Pass. You may be contacted automatically if your data was shared with London Councils.

This restriction was introduced in 2020 by TfL to manage peak travel times and due to funding issues following the COVID-19 pandemic.

No, it is only valid for travel within Greater London.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.