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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

What is the maximum income to qualify for OAS in Canada?

For 2025, the maximum income an individual aged 65–74 can earn before their Old Age Security (OAS) is completely clawed back is $151,668. This maximum income to qualify for OAS in Canada is not a strict cutoff for receiving benefits, but a threshold where the pension is reduced for higher-income seniors. The clawback, or recovery tax, is calculated based on your net income.

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3 min

How much do seniors get in Canada per month? An overview of OAS, CPP, and GIS

According to Statistics Canada, the average after-tax income for single seniors in 2022 was $33,600, or $2,800 per month, though this figure varies widely based on individual circumstances. For a more precise figure on how much do seniors get in Canada per month, it is necessary to examine the components of the country's retirement income system: the Canada Pension Plan (CPP), Old Age Security (OAS), and the Guaranteed Income Supplement (GIS).

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